1. 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 12.99% - 18.99%

2. Double Cashback Bonus®* at gas stations and restaurants.

3. Every single purchase automatically gets Cashback Bonus

4. $0 Fraud Liability plus mobile and email fraud alert options

5. Great rewards with no annual fee, no rewards redemption fee, and no additional card fee

1. 0.0% for 6 months from the date of account opening; then the standard APR, a rate between 15.99% variable and 20.99% variable.
2.Foreign Currency Transaction Fee is 2% of the U.S. dollar amount of each purchase made in a foreign currency.
3. Cash Advance Fee is 5% for each cash advance, with a minimum of $10 and no maximum.
4. Late fee is $19 on balances up to $250 and $39 on balances over $250.

5. Low rate not available to all applicants.

Through the rewards program, students can earn a full 5% Cashback Bonus on your first $100 in gas and auto maintenance purchases each month for up to $1,200 each year. In addition, cardholders earn up to 1% for general purchases.

 

You will receive a 1% unlimited Cashback Bonus on all purchases after your total annual purchases exceed $3,000, and other purchases that are part of your first $3,000 will earn .25%. Rewards are redeemable in $20 increments. Cardholders also earn a 0.25% Cashback Bonus at select warehouse clubs and discount stores, and they can earn a double Cashback Bonus® when redeeming their rewards for gift certificates from participating Discover® Card Partners.

 

There is no yearly limit to the amount of rewards that may be earned and rewards do not expire as long as the account is active within an 18-month period. The card also provides standard benefits, including online account management, no liability for unauthorized transactions, and discounts on products and services at participating merchants and retailers.