Prepaid Cards

Below you will see a chart of prepaid card companies in the US. They offer a great alternative to a traditional credit card, without the danger of falling into debt. Choose from reward cards gift prepaid cards and cards for parents to give to their kids.

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Notice that the cards are usually provided by one of the main card issuers. This gives you added simplicity and convenience for worldwide spending, anytime and anywhere.

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COMPANY	TYPE	ISSUER	COST	MAX	MONTHLY FEE	PURCHASE BALANCE	ATM FEE	UNDER 18	SMS SERVICES	MONEY SHARE	MORE INFO
YAP MasterCard Prepaid Card	Pay As You Go Prepaid Card		$0.00	$10,000	$5.00	$0.00	$2.00	No	Yes	No
YAP MasterCard Prepaid Card	Your YAP MasterCard Prepaid Card is a convenient way to manage your money and much safer than using cash. YAP gives you all the benefits of a bank account without the overdraft fees or hidden charges. You can apply quickly online for a YAP MasterCard Prepaid Card. DETAIL INFORMATION >>										Top Ups Top Ups 1. Load your card with direct deposit - FREE 2. Transfer money from your bank account - FREE 3. Load Cash at Retailers Varies according to retailer Services Services 1. You do not have to maintain a minimum balance. 2. To add cash to your card, you can add as little as $10 and as much as $950 per day. 3. You may withdraw up to $500 per 24-hour period with your YAP Card. Advantages Advantages 1. Send money within the US from your mobile phone 2. Safer than cash 3. No credit checks 4. No bank account required 5. No overdraft fees 6. Your funds are fully FDIC-insured 7. Easy budgeting - spend only what you have! 8. Access cash at ATMs worldwide 9. Manage your account online 10. Use anywhere MasterCard is accepted 11. Free Direct Deposit 12. Manage YAP features using your mobile phone 13. Many easy and convenient ways to reload your card Disadvantages Disadvantages 1. If you load less than $500 a month the monthly fee is $5.00. 2. YAP is not a credit building option.
Account Now	Pay As You Go Prepaid Card		$0.00	$10,000	$9.95	$0.00	$2.50	Yes	Yes	No
Account Now	The Account Now Prepaid Visa Card is free to sign up to and you will not be charged anything until you decide to start using your prepaid card. Once you start using your prepaid card a monthly fee of $9.95 will apply. Sign up online and instant approval is guaranteed. DETAIL INFORMATION >>										Top Ups Top Ups 1. Adding Money by Direct Deposit - Free (Plus, Get a $25 Credit) 2. Adding money by cash - Free Services Services 1. $25 bonus when you set up a direct deposit. 2. It's free, convenient, and saves you $320 a year in typical check cashing fees. 3. The minimum age to apply for a prepaid account is 14 years old. Advantages Advantages 1. No credit check 2. No overdraft fees 3. No bounced checks. 4. No minimum balance. 5. No check system verification Disadvantages Disadvantages 1. There is a monthly fee of $9.95. 2. There is an ATM fee of $ 2.50.
Rushcard	Pay As You Go Prepaid Card		$19.95	Ask on application	$0	$1.00 capped at $10.00 per calendar month	$1.95	No	No	No
Rushcard	The Prepaid Visa Rushcard allows you to spend what you deposit, so there are no extra charges or fees that can be associated with credit or debit cards. It is easy to use and a convenient alternative to credit cards and traditional banking. You can apply online and even choose the colour of the card that you would prefer. DETAIL INFORMATION >>										Top Ups Top Ups 1. Direct Deposit. 2. Cash Deposit. 3. Paypal. 4. Check or Money Order. 5. Bank Transfer. 6. Tax Refund. Services Services 1. Build and approve your credit score. 2. Pay your bills and send checks to anyone online Advantages Advantages 1. Create a budget and track your spending 2. Pay your bills and send checks to anyone online 3. Get instant account information with email and text alerts 4. Build and improve your credit score 5. Receive $5 when you refer a friend to RushCard 6. Enjoy exclusive savings and chances at winning BIG Disadvantages Disadvantages 1. Maintenance fee of $1.95 2. Paper statements will cost $1.00
ATM Cash	Pay As You Go Prepaid Card		SHIPPING IS FREE	$2,500	$0.99	Ask on application	$1.50	No	No	No
ATM Cash	ATMCASH is the global online money transfer service serving over 150 countries and is supported by over 1.5 million cash pick-up locations worldwide. Customers send up to $1,000 for just $5 and can reload the recipient's ATMCASH card with either their US checking and/or credit card accounts. ATMCASH recipients use reloadable ATM card to withdraw money sent by their sender. DETAIL INFORMATION >>										Top Ups Top Ups 1. Transfer Method - Online, Telephone 2. Payment Methods - Checking Account, Debit, Credit Card (Visa, MasterCard) Services Services Re loadable ATM card funded with US checking and/or credit card account Advantages Advantages 1. Send up to $1,000 for just $5 transfer fee (checking account transfer) 2. Transfers are INSTANT – immediately available for withdrawal (credit card transfer) 3. Reload the ATMCASH card in under a minute with personal online account 4. Recipients access the card's funds at any authorized ATM day or night 5. Great customer support: Phone, email, online chat service Disadvantages Disadvantages 1. You must be sending from the US
Green Dot Prepaid Card	Pay As You Go Prepaid Card		Up to $4.95	$2,500	$5.95.	$2.50	$2.50	No	No	No
Green Dot Prepaid Card	Green Dot claim to be a leading provider of prepaid debit cards and owner of one of the Nation’s largest retail cash reload and payment networks. You can use your prepaid card everywhere MasterCard or Visa debit cards and accepted. It enables you to shop online, pay bills and get cash at ATM’s. DETAIL INFORMATION >>										Top Ups Top Ups Reload at Retail Location Varies by retailer - up to $4.95 Services Services 1. Waived in any monthly billing cycle when you load at least $1,000 to your Card or have 30 posted purchase transactions 2. It's Re loadable. Add money to your Personalized Card at the store or with payroll direct deposit 3. Safer Than Cash. Your money is protected if your Personalized Card is lost or stolen Advantages Advantages 1. NO Credit Check 2. NO Overdraft or Penalty Fees 3. FREE Withdrawals at More than 15,000 Participating ATMs 4. FREE Direct Deposit and Online Bill Pay 5. Reload at nearly 50,000 retailers 6. Simple Fee Plan 7. Pay No Monthly Charge in any month that you make at least 30 purchases or load $1,000. Disadvantages Disadvantages 1. Daily spend limit is $2,500 2. Daily ATM withdrawal limit $400
Wired Plastic Prepaid Visa Card	Pay As You Go Prepaid Card		$9.95	Ask on application	$3.95	$1.95	$1.95	No	Yes	No
Wired Plastic Prepaid Visa Card	With the Wired Plastic Prepaid Visa Card there is no credit check and you are guaranteed approval. You can easily apply online in just 5 minutes and receive your approval within 1 minute. You take advantage of many of the great features including; free direct deposits, free email and mobile alerts and free rewards program. DETAIL INFORMATION >>										Top Ups Top Ups Direct Deposit: Have pay, dividends, disability and government checks (i.e. Social Security, Medicare, Welfare, etc.) sent directly to your Wired Plastic account, FREE. Your funds are available the same business day they are received. In-Person Payments™: Add cash at over 3,000 IPP retail locations. Your funds are available within 30 minutes. A retail load fee will apply. Payzone™: Add cash at over 25,000 retail locations. Your funds will be available within 30-60 minutes. A retail load fee will apply. MoneyGram®: Add cash at over 25,000 agent locations. Your funds will post within 30-60 minutes. An agent load fee will apply. Western Union®: Add cash at over 47,000 Western Union agent locations. Your funds are available within 30 minutes. A retail load fee will apply. Bank wire transfer: Send a Federal Reserve Wire Transfer from any bank or financial institution. Your funds are available the same business day they are received. An incoming wire fee will apply. Services Services 1. Free Direct Deposit. 2. Free mobile and email alerts. 3. Free online account tools. 4. Free rewards program. 5. Online bill pay. Advantages Advantages 1. Guaranteed approval. 2. Great features and benefits. 3. Flexible and convenient. 4. 30 day money back guarantee. 5. The maximum amount of cash value that can be added to your Card Account is $2,500.00 per day. Disadvantages Disadvantages 1. Live Agent Customer Service Fee - 2 free calls per month and then 0.95 per call thereafter. 2. Monthly fee of $3.95
The READYdebit Visa Prepaid Card	Pay As You Go Prepaid Card		$9.95	$10,000	$4.95 - $8.95	$0.00	$2.25	No	Yes	No
The READYdebit Visa Prepaid Card	When you sign up for the The READYdebit Select card you can receive free online bill pay, free online check writing, access to over 1 million ATM’s and no overdraft fees. You don’t have to worry about additional fees for checking your balance and you can sign up online by filling out a simple, hassle free form. DETAIL INFORMATION >>										Top Ups Top Ups Retail Cash Load - Free Direct Deposit - Free Bank ACH Transfer - Free Services Services 1. Free direct deposit to your READYdebit card account. Advantages Advantages 1. FREE Online Bill Pay 2. Free Online check writing 3. Access to over 1 million ATMs 4. No overdraft fees - ever! Disadvantages Disadvantages 1. You must deposit your own money before using your READYdebit card. 2. The maximum value load you may place on your Card with cash is $2,500 per day