ORCHARD BANK VISA CLASSIC
Orchard Bank Visa Classic (Poor Credit Rating Card)Visa Card
        
The Orchard Bank Visa Card can help you get your credit back on track. These are credit cards for bad credit. We report monthly to all three major credit bureaus giving you the opportunity to rebuild your credit with good payment behavior! You'll also enjoy acceptance at millions of locations including website purchases and reservations; account information updated and at your fingertips 24/7; email and text messages to remind you of your upcoming payment due date with online enrollment.
Advantages:
1.Reports to 3 Major Credit Bureaus Monthly Providing You the Opportunity to Rebuild Your Credit Score!
2.Acceptance at Millions of Locations Including Website Purchases and Reservations
3.Your Account Information is Updated and at Your Fingertips 24/7 So You Can Manage It Your Way
4.Email and Text Messages to Remind You of Your Upcoming Payment Due Date with Online Enrollment
5.On-Call Customer Service Representatives to Assist You with Questions and Concerns
Disadvantages:
1.The variable Cash APR is 19.90%.
2.The variable Penalty APR is 29.49%. Your APRs may increase to the Penalty APR if you fail to make a minimum payment to us when due. A Balance Transfer Fee of 5% ($5 minimum) will apply to balance transfers, if available, including credit card checks. A 5% ($5 minimum) Cash Advance Fee will apply to cash advances.
3.The Minimum Interest Charge is $1. The Foreign Transaction Fee is 3% of the U.S. dollar amount on transactions made in a foreign currency.
Services:
1.Free standard onine bill pay
2.Free online access and account management tools
3.Your choice of payment due dates
4.Zero Fraud Liability Protection

APR: Up to 19%Credit Limit: N/A
Credit Rebuild: NoChip and Pin: No
Under 18: NoSMS Banking: No

Fees:
$0 - $59 (12 months) $35 - $59
Cash Back:
N/A
Cash Advances:
5%
Balance Transfer:
5%
New Purchase:
Up to 19%
        
REVIEWS
Orchard Bank Visa Credit (Which Way To Pay - 4/1/2011)
Orchard Bank Visa Credit is ranked 3 out of 5. Based on 1 review.

3 Star Rating

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