ESCAPE BY DISCOVER CARD
Escape by Discover Card (Poor Credit Rating Card)Discover Card
        
The Escape by Discover Card gives you a 0.00% introduction APR rate on balance transfers and purchases for the first 6 months. After this, the Purchase APR is 10.99% - 20.99% variable thereafter based on your credit history. The annual fee is $60. With the Escape by Discover Card you will get double miles on every purchase you make and unrestricted travel redemption options.
Advantages:
1.Earn up to $250 in travel rewards--1,000 Bonus miles every month you make a purchase for the first 25 months
2.Double Miles on every $1 you spend
3.0% intro APR on purchases and balance transfers for 6 months, then the variable APR of 10.99% - 20.99%
4.No restrictions on travel--fly on any airline, book any hotel or car, with no blackout dates
5.Flexible redemption options like travel credits, merchandise, gift cards or cash
6.Travel Insurance benefits, including primary car rental, lost or damaged luggage, travel delay, and trip cancellation when you book with your Escape by Discover card
7.Ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
Disadvantages:
1. $60 annual card fee
2. (APR) For Purchases 0.0% for 6 months from the date of account opening; then the standard APR, a rate between 10.99% variable and 20.99% variable.
3. Balance Transfers: 0.0% for 6 months after the first transaction posts to your account under this offer, then the standard APR for purchases.
4. Late Fee is $19 on balances up to $250 and $39 on balances over $250.
5. Balance Transfer fee of 3%
Services:
1. Unrestricted Travel
2. Unlimited Double Miles
3. ShopDiscover
4. Redemption Options

APR: 0% (6 months) 10.99% - 20.99%Credit Limit: Varies
Credit Rebuild: NoChip and Pin: No
Under 18: NoSMS Banking: No

Fees:
$60 p.a.
Cash Back:
N/A
Cash Advances:
24.99%
Balance Transfer:
0%
New Purchase:
0% (6 months) 10.99% - 20.99%
        

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