Personal Loans

Below you can view a chart showing companies that offer personal loans and instalment loans to US borrowers. Personal loans and instalment loans can help you whether you need cash to pay for unexpected bills, home improvement, to deal with a credit card debt – it is your choice. Personal loans and instalment loans are easy to obtain.

Free Credit Report        Personal Loans Information

You MUST apply through this website to guarantee and rate or fee listed.

If you have a bad credit score you might find it harder to find a lender that is willing to accept you for personal loans or instalment loans – have a look at the bad credit loans page to find a wider variety of options. Note that the personal loans and instalment loans companies below may only service some states (check this before applying).

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COMPANYTYPEAPRLOAN AMOUNTMIN TERMMAX TERMTERMSSUITABLESECURED LOANSMORE INFO
Lending Club
Lending Club		Lender6.78% - 27.99%$1000 - $350003 years5 years
1. You must be 18 or over
2. You are a US citizen or a permanent resident
For those with good credit ratings seeking a personal loanNoLending Club
We cut the cost and complexity of bank lending and pass the savings on to borrowers. For example, banks have high administrative, marketing, and infrastructure costs—adding to what they need to charge in order to make a profit. Credit card companies send tens of millions of pieces of mail each year. Why should you pay for all that? Our costs are lower, so we can reward your good credit with great rates—and make the process faster and more efficient.
DETAIL INFORMATION >>		Services

Services

1. Credit Card Refinancing
2. Debt Consolidation
3. Car and Vehicle Loan
4. Green Loans
5. Home Improvement Loans
6. Business Loans
7. Special Events Loans
8. Other Personal Loans
9. Pool Loans


Restrictions

Restrictions

1. You must be 18 or over
2. You are a US citizen or a permanent resident


Advantages

Advantages

1. Fast, easy, online process - apply online in minutes, get an instant rate quote.
2. Get funded in a few days
3. Make fixed monthly payments
4. Lower rates - Lending club reduce the cost and complexity of bank lending and pass the savings to you.
5. Secure and confidential - your identity and personal information are always protected and we don't share that information with investors.


Disadvantages

Disadvantages

1. If any payment is more than 15 days late, we may charge a late fee in an amount equal to the greater of 5% of the outstanding principal and interest or $15. If a payment is more than 30 days late, we shall charge such late fee. We will charge only one late fee on each late payment.

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