LENDING CLUB
Lending Club (Personal Loan)
        
Lending Club cut the cost and complexity of bank lending and passes the savings on to borrowers. Lending Club is an online financial community that brings together creditworthy borrowers and savvy investors so that both can benefit financially. They replace the high cost and complexity of bank lending with a faster, smarter way to borrow and invest. Lending Club’s costs are lower, so they can reward your good credit with great rates—and make the process faster and more efficient. You can apply for a loan in minutes and get an instant quote.
Location: USA
Lender/Broker: Lender
Advantages:
1. Fast, easy, online process - apply online in minutes, get an instant rate quote.
2. Get funded in a few days
3. Make fixed monthly payments
4. Lower rates - Lending club reduce the cost and complexity of bank lending and pass the savings to you.
5. Secure and confidential - your identity and personal information are always protected and we don't share that information with investors.
Disadvantages:
1. If any payment is more than 15 days late, we may charge a late fee in an amount equal to the greater of 5% of the outstanding principal and interest or $15. If a payment is more than 30 days late, we shall charge such late fee. We will charge only one late fee on each late payment.
Services:
1. Credit Card Refinancing
2. Debt Consolidation
3. Car and Vehicle Loan
4. Green Loans
5. Home Improvement Loans
6. Business Loans
7. Special Events Loans
8. Other Personal Loans
9. Pool Loans

APR: 6.78% to 29.99%Loan Amount: $1,000 - $35,000
Min Term: 3 yearsMax Term: 5 years

Secured Loan: NoUnsecured Loan: Yes

Terms and Conditions:
1. You must be 18 or over
2. You are a US citizen or a permanent resident
Identification:
1. Bank details
Suitable:
For those with good credit ratings seeking a personal loan
Restrictions:
1. You must be 18 or over
2. You are a US citizen or a permanent resident
        
REVIEWS
Lending Club (Which Way To Pay - 16/12/2013)
Lending Club is ranked 4 out of 5. Based on 1 review.

4 Star Rating

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