Health Insurance

Below you will see a variety of health insurance providers offering insurance policy to customers in the United States. Health insurance and medical care is vital to many Americans, and those that do not have the right health insurance cover can find themselves in serious financial difficulties as a result of needing medical assistance but not having the money available to pay for it. You can use the chart to compare the main features of each health insurance provider – from the payment plan on the health insurance premium to the name of the policy. Always take your time when looking at health insurance policies and visit the Information Library for more detailed information. Once you have made you decision simply click ‘More’ to make an application.

If you wish to speak to someone: Contact Us

COMPANYPOLICY

POLICY

Health insurance policy

COST

COST

Cost of policy

DEDUCTABLE

DEDUCTABLE

What is deductable from policy

COVER

COVER

Details of cover available

UNDERWRITER

UNDERWRITER

Insurance underwriter

METHODS

METHODS

Method of application

HEALTH INFO

HEALTH INFO

Health information

PAY MONTHLY

PAY MONTHLY

Monthly payments acceptable

HOSPITAL

HOSPITAL

Hospital Cover included

AMBULANCE

AMBULANCE

Ambulance Cover included

RESTRICTIONS

RESTRICTIONS

Restrictions for applicants

MORE INFO

eHealthInsurance
eHealthInsurance

N/AFrom $31.42From $0Type

Cover Type

Individual and Family, Medicare, Dental, Short-term


Level

Cover Level

PPO, Medicare, HMO, POS


Detail

Cover Detail

1. Individual Health Insurance
2. Family Health Insurance
3. Short-term Health Insurance
4. Student Health Insurance
5. Health Savings Accounts
6. Dental Insurance
7. Discount Cards
8. Vision Insurance
9. Long Term Care Insurance
10. Group Health Insurance
11. Short-term Health Insurance
12. Medicare Options
13. Medicare Supplement
14. Medicare Advantage
15. Medicare Part D
16. Long Term Care Insurance
17. Dental Insurance

N/AOnline, TelNoYesYesNoRestrictions

Restrictions

See website for details.

eHealthInsurance
eHealthInsurance claim to be the leading online source of health insurance for individuals, families and small businesses. They present complex health insurance information in an objective, user-friendly format, enabling the research, analysis, comparison and purchase of health insurance products that best meet consumers’ needs. They offer a broad selection of health insurance plans from many of the nation's leading health insurance companies, and deliver a customer experience that can't be beat. DETAIL INFORMATION >>Services

Services

1. Easy to use comparison table


Advantages

Advantages

1. Health Insurance in 11 minutes.
2. You can have help with claims.
3. Flexible and affordable temporary health insurance for 1-12 months
4. Short, simple and secure online applications
5. Immediate protection - your coverage may start within 24 hours
6. Best prices available - get a free instant quote


Disadvantages

Disadvantages

1. Exclusions and limitations apply to all the policies

Online Insurance Advisor
Online Insurance Advisor

N/AN/AVariesType

Cover Type

PPO, HMO, POS, Medicare


Level

Cover Level

Restricted - Unrestricted


Detail

Cover Detail

PPO (Preferred Provider Org)
This is the most popular plan. It offers the flexibility of both, the SMP and POS. Insured may opt to choose a doctor offered by the Plan, or choose any doctor they want outside of the network. If chosen doctors is outside of the network, the Plan will pay substantially smaller portion of the cost, and the insured will be responsible for the rest.
 
POS (Point Of Service)
This plan is favored by those who prefer to choose any doctor or hospital. Point of Service is one of the most unrestricted type of plans. In some plans insured is responsible to pay in full, and/or in advance for medical services he/she receives and files his/her own claim for reimbursement. This is typically the most expensive medical program.
 
HMO (Health Maintanence Organization)
This is the most economical plan available. Generally, insured is being assigned to a physician who after thorough evaluation makes recommendations, such as medication and/or medical procedures. If a serious condition occurs and the hospitalization is required, it has to be approved by the physician and usually performed in a plan's facility.
 
Medical Discount Plan
This plan is not a health insurance plan. It is a Medical Discount Plan, ideal for those who cannot afford or qualify for traditional health insurance. The companies offer discounted health services for a low monthly fee. Benefits include a range of discounts for doctors, hospitals, dental, vision, prescriptions, vitamins, as well as other health services. Medicare Supplement Primarily for individuals 65 and over. It is usually requested by the Medicare recipients. It covers costs and expenses that are not covered by the Medicare.

Dependent on providerOnlineNoYesYesNoRestrictions

Restrictions

See website for terms and conditions

Online Insurance Advisor
Online Insurance Advisor offers you the choice of several health insurance policies packed full of medical benefits, such as tests, drugs and treatments services. Their plans provide long term protection and comprehensive medical coverage for you and your family. Everyone’s different. That's why Online-Insurance-Advisor has a huge range of health cover options – you’ll find the right level of hospital, extras or package cover for you, your partner and family here. Simply fill out an application form and get started today. DETAIL INFORMATION >>Services

Services

Online-Insurance-Advisor has a huge range of health cover options – you’ll find the right level of hospital, extras or package cover for you, your partner and family


Advantages

Advantages

1. Organizing access and coverage for medical services, prescription drugs, medical devices and diagnostic testing at the best possible cost
2. Designing programs that help people get the right care from the right place at the right time
3. Offering wellness programs and support to help people stay healthy and use medical care more wisely
4. Simplifying service and administration


Disadvantages

Disadvantages

1. Website has limited information.
2. You have to apply to obtain the fees and charges

If you wish to speak to someone: Contact Us

Compare Health Insurance

Health Insurance is essential. Make sure you know the important factors to consider when you get health insurance.

Why do you need health insurance?

Health insurance in the U.S. is simply a complete necessity. Health insurance ultimately gives you peace of mind so that if the worst happens, you can be treated fast. Health insurance does not have to be expensive and you can be sure you get the treatment you need when you need it. Health Insurance can provide long-term protection and medical coverage for you and your family.

What is Health Insurance?

Health insurance is an important factor for many Americans. Your health is something that should never be taken for granted. Health insurance can cover you for all your essential health care needs as well as serious illness or injury. There are many different levels of health cover according to your personal circumstances and needs and policies can vary between basic policies to more detailed and comprehensive cover. You should first sit down and work out exactly what you want included in your policy and what you don’t need to keep costs down.

What are the Benefits of Health Insurance?

Getting the right health insurance is paramount to ensure that you a properly looked after should the unexcited occur. With the coasts of medical care rising, the right policy can ensure that you and your family receive the care they need quickly. You are also likely to spend less time waiting around for essential treatment. Whether it is an accident or a serious illness – anyone can be affected by an unexpected or expected medical situation. Without the right health insurance plan, you could be financially ruined trying to pay for the treatment you need. Medical bills in America are notoriously expensive even for minor aspects. Imagine trying to pay for a serious operation without the right insurance cover.

Where can I get the right Health Insurance?

There are many health insurance providers in the U.S. who offer a wide range of health insurance plans. Use the table above to compare different health insurance policies. You can choose different levels of Health cover according to your personal circumstances, needs and financial situation. Make sure you read the terms and conditions of the policy fully before applying.

How to compare health insurance providers

Whatever health insurance policy you choose, you must ensure that you read the terms and conditions properly so you are fully aware of the exclusions and any deductibles that are applicable. You should make sure that you know exactly what is covered and what you are getting in your policy. The best way to ensure that you are getting the most for your money is to compare each policy ‘like for like’ so that you are able to compare the prices. The cheapest policy is not necessarily the most suitable for you. Remember, what is suitable for your friends and family is not necessarily suitable for you.

Health Insurance - Latest News News and Charts

Important things you need to know about health insurance

06 August 2013
Which Way To Pay

Health insurance allows you to get the treatment you need when you need it, but how do you know which policy to take out?

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New health care law means bad news for small businesses

08 April 2013
Mark Maffia

Small business owners fear the impact of a new law which will come into action next year. The new law is the is the so called Affordable Care act, which forces business-owners with more than 50 full-time employees to provide insurance coverage for everybody who works for them more than 30 hours a week.

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Protect Your Pet With Pet Insurance

25 September 2012 13:00
Which Way to Pay

For those of you that have a pet you will understand how cats and dogs alike have become part of the family. Therefore many pet owners want to give their pets their own health insurance coverage.

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Confused As To Whether To Get Health Insurance?

20 July 2012 13:00
Phoebe Robinson

e main advantage of getting private health insurance is that you have a lot more options of what company you want to work with. When you are stuck with company medical insurance your only option is the company that your business has chosen

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UPDATED - Record Levels of Americans in Poverty Hit

14 September 2011
Which Way to Pay

The annual report from the US Census Bureau has shown that almost a sixth of American were living in poverty last year, when the number of people rose to 46.2 million. The rate is up to 15.1% in 2010, with the previous year seeing 14.3% of the population living in poverty. 2010 also saw the number of Americans who do not have health insurance increase marginally to 49.9 million.

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