Gift Cards

If you are looking to get a family member, friend or business associate a gift but you are not exactly sure what to get them a gift card can be a great option. A gift card looks like other cards but they work like prepaid cards. You decide how much you want to give as a gift and this amount is loaded onto the card. The recipient can then use the card and spend the card’s value in at the shop designated on the gift card. There are also gift cards which have specific link to a store or brand and so the recipient can spend wherever they choose. Once the amount has been spent the gift has been given. Many gift cards do not carry an expiry date but you might want to check this in advance. Normally a gift card cannot be exchanged for cash. Compare gift cards in the table below.

Can’t decide what gift to get someone? Why not consider a Gift Card?

What is a Gift Card?

If you want to get a gift for someone but don't quite know what to choose, you might consider a gift card. They are similar to prepaid cards as they have to be pre-loaded with a certain amount. Once the amount on the card has been spent, the gift has been given. With a gift card the recipient can spend whenever they choose making it a great present if you are unsure what to get someone.

Gift cards are a great way to give something to almost anyone – you don't need to know their likes and dislikes like when giving a regular gift! They can be used widely, and often carry special promotions or offers which make them even more attractive. You are not borrowing any money or being given access to a line of credit so there are no credit checks involved. Anyone can get a gift card, whatever your credit history and there is no risk of debt. You won’t be sent any unwelcome bills.

How to find the Gift Card you want

Most major stores and brands issue gift cards. There is usually no expiration date, and the money does not have to be spent at once. If the purchase is less than the amount of the card, a balance of credit remains. You will find that normally a gift card cannot be exchanged for cash but you chould check this in advance.

To find the right gift card for you make sure you take the time to research the market and compare different cards against each other to find the one best suited to you and the recipient of the card. Make sure you are aware of any fees that are associated with the card and always read the terms and conditions thoroughly before you purchase one.