Puzzled over present ideas? Gift cards could be the answer you are looking for

19 August 2013 - Which Way To Pay

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Gift Cards: Are you struggling to find the perfect wedding or birthday present?

Have you got a wedding coming up and have no idea what to get the lucky couple? Do you struggle to think of what to get niece or nephew for their birthday? A gift card could be a great alternative to cash or an unwanted present.

What is a gift card?

A gift card is similar to a prepaid card. They have to be preloaded with funds which can be spent to that amount and that amount alone. With gift cards the recipient is able to spend the money in whatever way they choose, so you don't have to worry that they do not like their gift or have to go through that awkward moment when you have to hand over the receipt so they can exchange their gift.

Who can get a gift card?

Anyone can get a gift card as you are not borrowing any money or being given credit. There are no credit checks involved so it does not matter if you have a poor credit history and you will not be putting yourself at risk of debt.

Where can I buy gift cards?

Most major stores offer gift cards and they do not usually have an expiration date. You can usually compare the different gift cards online so you find the best card to suit your needs. Ensure you are aware of any fees and always read the terms and conditions. Normally, if you purchase less than the amount on the card, a balance of credit remains on the card so you can continue to spend on the card.

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