Keep a Diary and Save Money!

07 October 2011 - Which Way to Pay

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Keep a Diary and Save Money!

Itís easy to spend money and not even realise where itís all going. A lot of us will look at our bank accounts stunned, thinking Ďthis must be wrong! Iíve been robbed!í only to check our statements to see that yes, indeed, we have spent $200 in a bar and $100 on a meal out. The cost of living, especially in the big cities, is so high now it can feel like you have no choice but to spend.

Keep a financial diary for a couple of months! Write down every cent, every dollar and every cheque you spend and on what. It will quickly become clear where all your money is going, and what bad spending habits you have.  You can then make moves to streamline your finances and plug the holes in your cash flow.

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