Equifax Debt Wise
 | Debt management plan and credit reports. | From $5,000 | $14.95 (FREE 30 day trial) | Choose between three prorammes Equifax Patrol, Equifax Complete and Debt Wise-all for a reasonable monthly sum. | Personal details including address and social security number. | You cannot use Equifax if you are from Utah, Nevado or Colerado. | People in debt, seeking credit monitering, Identity theft insurance or debt strategy advice. |  |
If you are struggling with debt-related, financial problems and are looking for a way out or at least a step in the right direction, then a debt management plan company such as Equifax Debt Wise might just be the right option for you. You can obtain a credit report, set up an online system to help you with your payments and even gain access to identity theft protection insurance. A debt management plan is the way forward.
DETAIL INFORMATION >> | TermsTerms1.Each package is $14.95 a month.
2.Those with subscription products may recieve a refund on their product if they are dissatisfied.
3.The company does not claim to repair your credit.
ServicesServicesFantastic trial run on the website where you can try out all the features of Equifax Debt Wise.
AdvantagesAdvantages1.Save money on interest by following Equifax's step by step plan.
2.Easy to create Fast Play Plan plan.
3.Constant updates of your financial progress and any changes to your credit.
4.You will benefit from Identity Theft Protection monitering and insurance.
5.You can even make use of the interactive score monitor which shows you how different things could affect your credit rating.
6.You can preview the system on the Equifax website to make absolutely sure you would like to purchase it.
7.Fantastic, clear and easy to navigate website.
8.Latest in "debt stacking" technology
DisadvantagesDisadvantages1.The programme is not available to those persons who live in Utah, Nevada or the District of Columbia.
2.Only available to those in the U.S |
SavvyMoney
 | Debt Management Plans | $4,999 | $14.95 (FREE 7 day trial) | SmartPay Plan | You are required to enter your card details to receive the free trial | You must have a valid bank account with credit or debit card. | Borrowers who have the financial means to at least make minimum payments on their debt | |
SavvyMoney tries to make getting out of debt as easy and efficient as possible by providing a debt management plan. SavvyMoney will allow users to create a comprehensive plan to organise, optimize and pay-down all types of debt. You can apply online in just minutes for a free 7 day trial.
DETAIL INFORMATION >> | TermsTermsYou must have a valid bank account with credit or debit card.
ServicesServices1. DebtGoal will send you a summary each week of your upcoming DebtPlan payments.
2. Check your progress online at any time with your Progress Tracker to see how much debt you've paid off and how much interest you can save by sticking to your plan.
3. Debt-Free Calculator
AdvantagesAdvantages1. Understand Your Debt
2. Create Your Personalized Debt Plan
3. Optimize Your Savings
4. Accelerate Your Progress
5. Receive a free 7 day trial
DisadvantagesDisadvantages1. After your free trial expires, you will be charged only $14.95 per month |
See Beyond 20/20
 | Debt Action Plan | Ask on application | $59.00 per year | Up to 60% | Debt information | You must have more than one loan | Anyone that has more than one loan to pay off | |
See Beyond 20/20 claim to help you achieve true financial freedom, saving you tens of thousands of dollars in the process. They will provide you with a debt management plan and each month you will receive an email with instructions on how to pay current debt, in order to save you money and years of payments. The process continues until you find yourself out of debt!
DETAIL INFORMATION >> | TermsTermsYou must be a minimum of 18 years
ServicesServices1. Debt Relief
2. Credit Counseling.
3. Bankruptcy
AdvantagesAdvantages1. Takes the money you already have, and allocates it to quickly get you on top.
2. Sets you up on a debt-free plan that is in your best interest – not the debtor’s.
3. Helps you to uncover new ways to reduce you bills and allocate more to your debt payoff
DisadvantagesDisadvantages1. It is not a program that discounts any of the principle that you owe.
2. $59.00 USD per year |
Debt Settlement
 | Debt Settlement | $10,000 | Free quote | Reduce your monthly payments by 40% - 60% | Details of your unsecured debt and Current payment status on your credit cards | You must have a minimum of $10,000 in unsecured debt | If you are having debt problems you cannot resolve | |
Debt Settlement claim to eliminate your outstanding debts for less than the amount actually owed to the creditors. There program gets you out of debt, helps you avoid bankruptcy, and gives you financial freedom. You can reduce your total debt amount by 40% - 60% during this process. This is a good way to start a debt management plan.
DETAIL INFORMATION >> | TermsTerms1. You have a debt problem you cannot resolve.
2. You are having trouble staying current, delinquent, or are close to being in litigation.
3. You must have a positive cash flow.
4. You may be considering bankruptcy, but would like to avoid it.
5. You must have a minimum of $10,000 in unsecured debt.
6. You must have some type of hardship (divorce, illness, job loss, etc.).
ServicesServicesA Debt Counselor will provide you with a free consultation, which includes a detailed and customized financial analysis to determine if you would benefit from the program
AdvantagesAdvantages1. Reduce your monthly payments by 40% - 60%
2. Be debt free in as little as 12 - 30 months.
3. Lower your unsecured debt.
4. Arrange one simple affordable monthly payment.
5. Don't risk your home or other personal property if you miss a payment.
DisadvantagesDisadvantages1. Not everyone is accepted onto the program.
2. Their fee is not disclosed on the website. |
DebtCreditQuote
 | Debt Settlement Plan | $10,000 | Free quote | Up to 60% | Details of your unsecured debt and Current payment status on your credit cards | Have a minimum of $10,000 in unsecured debt. | Individuals who are having problems paying their debts on time | |
DebtCreditQuote negotiate directly with your creditors to come to a reasonable agreement that best suits your financial situation. They have top negotiators on standby ready to help anyone that is willing to try and become debt free with a debt management plan. Apply online and they will strive to make sure that you are satisfied with your settlement.
DETAIL INFORMATION >> | TermsTerms1. You have a debt problem you cannot resolve.
2. You are having trouble staying current, delinquent, or are close to being in litigation.
3. You must have a positive cash flow.
4. You may be considering bankruptcy, but would like to avoid it.
5. You must have a minimum of $10,000 in unsecured debt.
6. You must have some type of hardship (divorce, illness, job loss, etc.).
ServicesServicesThey have established relationships with most creditors and know which ones are willing to settle and at what percentage. Their Debt Consultants will review the percentages they typically receive from your creditors and base their estimates on these. They will not accept into their program creditors that they cannot work.
AdvantagesAdvantages1. Reduce your monthly payments by up to 60%
2. Be debt free in as little as 12-30 months
3. Lower your unsecured debt
4. Arrange one simple affordable monthly payment
DisadvantagesDisadvantages1. Their fee is not stated on the website.
2. You are not guaranteed to be accepted onto the program. |
Debt Plan
 | Debt Management Plan | $2,500 an interest rate of minimum 14.5% | $14.95 (FREE 7 day trial) | Ask on application | You must have an email address | 1. You must have an email address and zip code | For those seeking a faster, easier and smarter way to be debt free | |
DebtPlan will allow users to create a comprehensive plan linking all financial accounts. It helps to recommend, alert and optimize your finances to slash your balances. Get out of debt and in control sign up for your FREE Trail Today!
DETAIL INFORMATION >> | TermsTermsSee website for details
ServicesServices1. DebtPlan will send you a summary each week of your upcoming DebtPlan payments.
2. Check your progress online at any time with your Progress Tracker to see how much debt you've paid off and how much interest you can save by sticking to your plan.
3. Debt-Free Calculator
AdvantagesAdvantages1. Understand Your Debt
2. Create Your Personalized Debt Plan
3. Optimize Your Savings and Accelerate Your Progress
4. Save $1000 in Debt or Money back Guarantee
5. Free Welcome Gift “The Busy Family’s Guide to Money”
6. Receive a free
7 day trial
DisadvantagesDisadvantages1. After your free trial expires, you will be charged only $14.95 per month |
Say No Bad Credit
 | Debt Settlement | $10,000 | No upfront fee | From 40% - 60% | Details of your unsecured debt and current payment status on your credit cards | You must have a minimum of $10,000 in unsecured debt | Individuals who are having problems paying their debts on time | |
If you are having problems paying off your debt or you are already behind on payments and cannot afford to stay current, Say No Bad Credit try to eliminate your outstanding debts for less than the amount actually owed to the creditors. Their program gets you out of debt with a debt management plan and helps you avoid bankruptcy.
DETAIL INFORMATION >> | TermsTermsAn ideal client: Has a debt problem he or she cannot resolve. Is having trouble staying current, is delinquent, or is close to being in litigation. Has a positive cash flow. May be considering bankruptcy, but would like to avoid it. Has a minimum of $10,000 in unsecured debt. Have some type of hardship (divorce, illness, job loss, etc.).
ServicesServicesDebt Consultants will review the percentages they typically receive from your creditors and base their estimates on these. They will not accept into our program creditors that they cannot work.
AdvantagesAdvantages1. You can apply online or by phone.
2. Reduce your debt and improve your credit.
3. You can reduce your total debt amount 40% - 60% during this process
DisadvantagesDisadvantages1. You have to apply to obtain the fee.
2. You are not guaranteed to be approved onto the program |
Debt Help 101
 | Debt Settlement | $10,000 | % of Debt | Up to 60% | Personal details and contact number | You must be over the age of 18 years old | Debt Settlement | |
Debt Help 101 helps you to get out of debt faster and legally. You can apply online and obtain a free, no obligation quote. All you have to do is fill out your details online, including your personal details, total credit card debt and contact information and an agent will contact you.
DETAIL INFORMATION >> | TermsTermsNo upfront fee
ServicesServicesMatching service
AdvantagesAdvantages1. Get out of debt faster and legally.
2. Avoid bankruptcy
3. Free, no obligation quotation
DisadvantagesDisadvantages1. You have to apply to be matched with a debt settlement company before you can obtain details including fees |
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