Debt Management

In the table below you can find a variety of companies that offer to assist you in the event of serious debts with a debt management plan. With debt manage services you can depend on a team of dedicated professionals who will look at your individual case – how much you owe, and the amount of creditors who are chasing you – and work out a simple yet effective solution with a debt management plan. You will work with debt experts and can rely on support and guidance whenever you need. Debt management plans are an alternative to filing for bankruptcy – a last resort for anyone. With the right debt management plan you could find that there is a way out of your debt and you can look forward to living a debt free life. Compare debt management plans below.

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COMPANYDEBT OPTIONS

DEBT OPTIONS

Forms of debt management available

MIN DEBT

MIN DEBT

Minimum debt necessary to apply

MIN MONTHLY REPAYMENT

MIN MONTHLY REPAYMENT

Minimum monthly repayment

WRITE OFF OPTIONS

WRITE OFF OPTIONS

Potential debt write off

ID REQUIRED

ID REQUIRED

Identification required to apply

TERMS

TERMS

Terms and conditions of debt management plan

SUITABLE

SUITABLE

Suitable for type of applicant

RESTRICTIONS

RESTRICTIONS

Restrictions for applicants

MORE INFO

Credit Pros
Credit Pros

Credit RestaurationAsk on application$50 per deletion per bureauAsk on applicationIdentification

Identification

Personal details

Terms

Terms

Pay by deletion

Suitable For

Suitable

Those who wish to improve their credit situation

Restrictions

Restrictions

Ask on application

Credit Pros
Apply for Credit Pros and you can expect up to a 100 point FICO score increase in three to six months and also will receive advice on what you can do yourself to improve your credit score. During the time in which your case will be pursued you can track the progress online whenever you wish. You only pay per successful deletions. DETAIL INFORMATION >>Services

Services

Credit restoraion and education


Advantages

Advantages

1.Pay For Deletions 

2.Lifetime Guarantee 
3.Unsurpassed Results


Disadvantages

Disadvantages

Not enough info on website

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Compare Debt Management Services

If your bills are spiralling out of control a debt management plan could help you.

What is a debt management plan?

A debt management plan is an arrangement which you can come to with your creditors in which you agree to pay a monthly payment. Debt management plan companies can work on your behalf to negotiate with those who have lent you money in order to try and reduce your payments and to bring some sort of order to these payments. Debt management plans are a popular solution for people looking to get out of a debt situation. Many people take out a debt management plan because they will help you budget more effectively because usually your monthly payments are reduced over a period of time, often extending when you debt has to be repaid. The right debt plan for you will depend on your personal debt situation so find a company that can offer a tailor-made service.

How much will I have to pay?

Your monthly payment will be worked out according to what you can afford to pay. This amount will then be split fairly among your creditors. A debt management plan means that you are agreeing to pay off your debt in full and you may be able to freeze some of the interest charges although this is not always the case. You creditors do have to legally agree to any proposals.

How much will it cost?

Most companies will charge some sort of fee for their services. The amount everything will cost will depend on your level of debt and how quickly you are able to pay back what you owe. However, a debt management plan may not necessarily be less expensive in comparison to your current debts and potentially it could be more expensive.

How will a debt management plan help me?

In some ways a debt management plan consolidates your debts and will help you to be more organised as you will only have tome one monthly payment rather than lots of smaller payments on different debts. Creditors and lenders may agree to reduce or freeze the interest and other charges on your debts to stop the amount continuously accumulating. Once a debt management plan is in place your creditors may stop trying to contact you and once the debt management plan is completed your debts will be cleared and you can look forward to living a debt free life.

There are disadvantages to debt management plans

With a debt management plan your debts will not be written off so you must pay them in full. Secured debts such as a mortgage will not be covered in a debt management plan. Make sure you read all terms and conditions and it is also worth seeking external financial advice before getting into a debt management plan. Make sure a debt management plan is the right option for you.

Finding the right debt solution for you

A debt management plan is just one way to deal with your debts. You should look into all the debt solutions available to you including Consolation Loans before you make a decision. You can use the table above to compare different debt management plans. Make sure you weigh up the pros and cons to find the company that suits you best.

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