DebtGoal
 | Debt Management Plans | Ask on application | Ask on application | Ask on Application | You are required to enter your card details to receive the free trial | See website for terms and conditions. | Borrowers who have the financial means to at least make minimum payments on their debt |  |
DebtGoal tries to make getting out of debt as easy and efficient as possible. DebtGoal will allow users to create a comprehensive plan to organise, optimize and pay-down all types of debt. You can apply online in just minutes for a free 7 day trial.
DETAIL INFORMATION >> | TermsTermsYou must have a valid bank account with credit or debit card.
ServicesServices1. DebtGoal will send you a summary each week of your upcoming DebtPlan payments.
2. Check your progress online at any time with your Progress Tracker to see how much debt you've paid off and how much interest you can save by sticking to your plan.
3. Debt-Free Calculator
AdvantagesAdvantages1. Understand Your Debt
2. Create Your Personalized Debt Plan
3. Optimize Your Savings
4. Accelerate Your Progress
5. Receive a free 7 day trial
DisadvantagesDisadvantages1. After your free trial expires, you will be charged only $11.95 per month |
See Beyond 20/20
 | Debt Action Plan | Ask on application | Ask on application | Ask on Application | Debt information | You must have more than one loan | Anyone that has more than one loan to pay off | |
See Beyond 20/20 claim to help you achieve true financial freedom, saving you tens of thousands of dollars in the process. Each month you will receive an email with instructions on how to pay current debt, in order to save you money and years of payments. The process continues until you find yourself out of debt!
DETAIL INFORMATION >> | TermsTermsYou must be a minimum of 18 years
ServicesServices1. Debt Relief
2. Credit Counseling.
3. Bankruptcy
AdvantagesAdvantages1. Takes the money you already have, and allocates it to quickly get you on top.
2. Sets you up on a debt-free plan that is in your best interest – not the debtor’s.
3. Helps you to uncover new ways to reduce you bills and allocate more to your debt payoff
DisadvantagesDisadvantages1. It is not a program that discounts any of the principle that you owe. |
Debt Settlement
 | Debt Settlement | $10,000 | Ask on application | Reduce your monthly payments by 40% - 60% | Details of your unsecured debt and Current payment status on your credit cards | You must have a minimum of $10,000 in unsecured debt | If you are having debt problems you cannot resolve | |
Debt Settlement claim to eliminate your outstanding debts for less than the amount actually owed to the creditors. There program gets you out of debt, helps you avoid bankruptcy, and gives you financial freedom. You can reduce your total debt amount by 40% - 60% during this process.
DETAIL INFORMATION >> | TermsTerms1. You have a debt problem you cannot resolve.
2. You are having trouble staying current, delinquent, or are close to being in litigation.
3. You must have a positive cash flow.
4. You may be considering bankruptcy, but would like to avoid it.
5. You must have a minimum of $10,000 in unsecured debt.
6. You must have some type of hardship (divorce, illness, job loss, etc.).
ServicesServicesA Debt Counselor will provide you with a free consultation, which includes a detailed and customized financial analysis to determine if you would benefit from the program
AdvantagesAdvantages1. Reduce your monthly payments by 40% - 60%
2. Be debt free in as little as 12 - 30 months.
3. Lower your unsecured debt.
4. Arrange one simple affordable monthly payment.
5. Don't risk your home or other personal property if you miss a payment.
DisadvantagesDisadvantages1. Not everyone is accepted onto the program.
2. Their fee is not disclosed on the website. |
DebtCreditQuote
 | Debt Settlement Plan | $10,000 | Ask on application | Up to 60% | Details of your unsecured debt and Current payment status on your credit cards | Have a minimum of $10,000 in unsecured debt. | Individuals who are having problems paying their debts on time | |
DebtCreditQuote negotiate directly with your creditors to come to a reasonable agreement that best suits your financial situation. They have top negotiators on standby ready to help anyone that is willing to try and become debt free. Apply online and they will strive to make sure that you are satisfied with your settlement.
DETAIL INFORMATION >> | TermsTerms1. You have a debt problem you cannot resolve.
2. You are having trouble staying current, delinquent, or are close to being in litigation.
3. You must have a positive cash flow.
4. You may be considering bankruptcy, but would like to avoid it.
5. You must have a minimum of $10,000 in unsecured debt.
6. You must have some type of hardship (divorce, illness, job loss, etc.).
ServicesServicesThey have established relationships with most creditors and know which ones are willing to settle and at what percentage. Their Debt Consultants will review the percentages they typically receive from your creditors and base their estimates on these. They will not accept into their program creditors that they cannot work.
AdvantagesAdvantages1. Reduce your monthly payments by up to 60%
2. Be debt free in as little as 12-30 months
3. Lower your unsecured debt
4. Arrange one simple affordable monthly payment
DisadvantagesDisadvantages1. Their fee is not stated on the website.
2. You are not guaranteed to be accepted onto the program. |
No Credit Card Debts
 | Debt Settlement | $10,000 | Ask on application | Up to 60% | Your unsecured debt details and current payment status on your credit cards | You must have a minimum of $10,000 in unsecured debt | If you cannot afford to stay current due to a financial or medical hardship | |
No Credit Card Debts eliminate your outstanding debts and can also reduce your total debt amount by 40% - 60% during this process. They engage in negotiations with your creditors on your behalf and get you back on track to restoring your credit.
DETAIL INFORMATION >> | TermsTerms1. You have a debt problem you cannot resolve.
2. You are having trouble staying current, delinquent, or are close to being in litigation.
3. You must have a positive cash flow.
4. You may be considering bankruptcy, but would like to avoid it.
5. You must have a minimum of $10,000 in unsecured debt.
6. You must have some type of hardship (divorce, illness, job loss, etc.).
ServicesServicesno Credit Card Debts take information about your situation and formulate a plan. We know how to work with creditors, and we will be able to reduce your debt by as much as 40-60%.
AdvantagesAdvantages1. Be debt free in 12 - 30 months.
2. Reduce your monthly payments by up to 60%
3. Arrange one simple monthly affordable payment.
DisadvantagesDisadvantages1. Their fee is not stated on the website.
2. Not everybody is guaranteed a place on the program |
911 For Debt
 | Debt Settlement | $10,000 | Ask on application | Up to 60% | Details of your unsecured debt and Current payment status on your credit cards | You must have a minimum of $10,000 in unsecured debt | Individuals who are having problems paying their debts on time | |
911 For Debt help individuals who are struggling to pay their bills on time, or are already behind and cannot afford to stay current due to their financial or medical hardship. 911 For Debt reduce your monthly payments by up to 60% and allow you to be debt free in as little as 12 – 30 months.
DETAIL INFORMATION >> | TermsTerms1. You have a debt problem you cannot resolve.
2. You are having trouble staying current, delinquent, or are close to being in litigation.
3. You must have a positive cash flow.
4. You may be considering bankruptcy, but would like to avoid it.
5. You must have a minimum of $10,000 in unsecured debt.
6. You must have some type of hardship (divorce, illness, job loss, etc.).
ServicesServicesA debt counselor will provide you with a free consultation and you will receive a detailed financial analysis to determine if you would benefit from the program. To qualify, you must have at least $10,000 in unsecured debt and must not be in good standing with their payments to creditors.
AdvantagesAdvantages1. Reduce your monthly payments by up to 60%
2. Be debt free in as little as 12 - 30 months.
3. Lower your unsecured debt.
DisadvantagesDisadvantages1. You must apply to obtain the fee. |
Say No Bad Credit
 | Debt Settlement | $10,000 | Ask on application | From 40% - 60% | Details of your unsecured debt and current payment status on your credit cards | You must have a minimum of $10,000 in unsecured debt | Individuals who are having problems paying their debts on time | |
If you are having problems paying off your debt or you are already behind on payments and cannot afford to stay current, Say No Bad Credit try to eliminate your outstanding debts for less than the amount actually owed to the creditors. Their program gets you out of debt and helps you avoid bankruptcy.
DETAIL INFORMATION >> | TermsTermsAn ideal client: Has a debt problem he or she cannot resolve. Is having trouble staying current, is delinquent, or is close to being in litigation. Has a positive cash flow. May be considering bankruptcy, but would like to avoid it. Has a minimum of $10,000 in unsecured debt. Have some type of hardship (divorce, illness, job loss, etc.).
ServicesServicesDebt Consultants will review the percentages they typically receive from your creditors and base their estimates on these. They will not accept into our program creditors that they cannot work.
AdvantagesAdvantages1. You can apply online or by phone.
2. Reduce your debt and improve your credit.
3. You can reduce your total debt amount 40% - 60% during this process
DisadvantagesDisadvantages1. You have to apply to obtain the fee.
2. You are not guaranteed to be approved onto the program |
Debt Quote Advisor
 | Debt Settlement and Debt Consolidation | $10,000 | Ask on application | Ask on application | Your unsecured debt details and current payment status on your credit cards | You must have a minimum of $10,000 in unsecured debt | If you cannot afford to stay current due to a financial or medical hardship | |
Debt Quote Advisor offers a debt settlement program that is the right way to end your debt without paying debt consolidation interest fees. They claim to be one of the industry leaders in debt consolidation and debt settlement services.
DETAIL INFORMATION >> | TermsTerms1. You have a debt problem you cannot resolve.
2. You are having trouble staying current, delinquent, or are close to being in litigation.
3. You must have a positive cash flow.
4. You may be considering bankruptcy, but would like to avoid it.
5. You must have a minimum of $10,000 in unsecured debt.
6. You must have some type of hardship (divorce, illness, job loss, etc.).
ServicesServicesEstablished relationships with most creditors and know which ones are willing to settle and at what percentage
AdvantagesAdvantages1. Significant debt reduction on your personal debt.
2. End lender calls.
3. Avoid bankruptcy with a help of debts restructuring.
4. Cut payments by up to 80%
5. A well structured debt consolidation and debt settlement programs will suit your creditors
6. Quick approval strictly confidential
DisadvantagesDisadvantages1. Their fee is not stated on the website.
2. Not everybody is guaranteed a place on the program |
Debt Help 101
 | Debt Settlement | Ask on application | Ask on application | Ask on application | Personal details and contact number | You must be over the age of 18 years old | Debt Settlement | |
Debt Help 101 helps you to get out of debt faster and legally. You can apply online and obtain a free, no obligation quote. All you have to do is fill out your details online, including your personal details, total credit card debt and contact information and an agent will contact you.
DETAIL INFORMATION >> | TermsTermsSee website for terms and conditions
ServicesServicesMatching service
AdvantagesAdvantages1. Get out of debt faster and legally.
2. Avoid bankruptcy
3. Free, no obligation quotation
DisadvantagesDisadvantages1. You have to apply to be matched with a debt settlement company before you can obtain details including fees |
