Credit Sesame
 | Free Credit Score | Not applicable | Free | Anytime | Recommendations only |  |
Credit Sesame provides free of charge credit score and helps you to take control over your financial matters. Loans and debt information will, once you have registered, tracked and monitored automatically. This way you will know where you stand every month and maintain a clear overview and can begin to improve your debt situation. Banks and loans are constantly searched for you – every day you can check for offers which will help you to save money.
DETAIL INFORMATION >> | TermsTermsSee website
ServicesServicesDebt monitoring
AdvantagesAdvantages1.Free advice
2.Free tracking and alerts
3.Free home value estimates
4.Free financial goal-setting
DisadvantagesDisadvantagesNo telephone service |
CreditReport.com
 | Credit Score, Credit Monitoring and Credit Report. | 7 Days | $14.95 | Anytime | Help and tips provided only | |
By ordering your free credit score with CreditReport.com you will begin a 7-day free trial of 3-bureau credit monitoring and score tracking. In addition you will receive email alerts whenever there is a significant change to your credit reports or score. After the 7-day free trial you will have to pay a $14.95 monthly membership fee.
DETAIL INFORMATION >> | TermsTermsSee website for terms and conditions
ServicesServices1. 3-bureau credit monitoring
AdvantagesAdvantages1. Unlimited access to your credit score for 60 days.
2. Daily monitoring of your credit reports at all 3 credit bureaus.
3. A detailed analysis showing what is affecting your credit score.
4. Email alerts for important changes to your credit report, such as late payments
DisadvantagesDisadvantages1. After the free trial you will be charged $14.95. |
Equifax
 | Credit Management and Identity Protection | Not available | Starting from $12.95 | Anytime | Help and tips provided only | |
Equifax provides you with instant online access to your FICO credit score and Equifax credit report. They explain what your score mean, compares the national average and provides a graph of how lenders view you. You can also obtain specific tips for understanding your score. This should help you with credit checks.
DETAIL INFORMATION >> | TermsTermsSee website for terms and conditions
ServicesServices1. 24/7 customer service
2. Email and Wireless alerts
3. You are able to request your one free credit score.
AdvantagesAdvantages1. Instant online access to your FICO credit score and Equifax Credit Report
2. An explanation of what your score means, comparison with national averages, and a graph of how lenders view you
3. Interactive Score Simulator to show you how your actions may change your score
4. Specific tips for understanding your score
5. A confirmation number needed to use Equifax's free online dispute feature and fix errors quickly and simply
6. Access to our friendly and knowledgeable Customer Care 7 days a week
DisadvantagesDisadvantages1. There is no free trial |
TrueCredit
 | Credit Report, Credit Score, Identity Theft and Disputing. | 30 Days | $11.95 | Anytime | Help and tips provided only | |
TrueCredit has the information and resources you need to manage your financial profile. You can apply online for a TransUnion Credit Report and receive a 30 day risk free trial, after this you will be charged $11.95 a month. To cancel your free trial subscription, simply telephone a service professional who will be happy to do this for you.
DETAIL INFORMATION >> | TermsTermsSee website for terms and conditions
ServicesServicesTransUnion Credit Monitoring
AdvantagesAdvantages1. Unlimited access to your credit reports AND credit scores with analytical tools
2. Quick and secure
3. 24 hour notification of critical changes to your report, so you'll always be informed
4. Up to $25,000 ID Theft insurance at no additional cost
5. Toll-free, easy access to specialists.
6. Cancel anytime if not satisfied.
DisadvantagesDisadvantages1. After the 30 day trial you will be charged $11.95.
|
Credit Mindset
 | Credit restoration products | Free trial for 7 days | Free Consultation | Anytime | Yes | |
Their clients see an average credit score increase of 50-100 points with their professionally-designed, custom program. They work with you to dispute late payments and to remove charge-offs, collections, judgements, bankruptcies, and tax liens from your credit reports.
DETAIL INFORMATION >> | TermsTermsReasonable and affordable fee is based solely on the number of bad credit entries we need to repair. We will give you an exact quote at your free consultation.
ServicesServices1.Talk with one of their professional Credit Specialists to find out if Credit Repair is right for you.
2.They analyze your credit reports
3.We‘ll walk you through a detailed review of all your credit bureau files and assess your Credit Repair needs.
4.They'll implement a plan to improve your credit score.
5.They‘ll create a comprehensive game plan and deal with the credit bureaus on your behalf. They can also help you deal with existing debt, get a Visa/MasterCard credit card, or discuss other ways to get back your good credit fast.
AdvantagesAdvantages1.Get Better Credit Fast! Improve your Credit Score by 50-100 Points!
2.Improve your credit score by 50-100 points
3.Contact our Credit Repair Experts for a FREE Consultation
4.Expert Review of your Credit Reports
5.Professionally-Designed Game Plan
6.Optional Access to a Full-Feature Secured Visa/Mastercard Credit Card
DisadvantagesDisadvantages1. USA only |
ClickMyCredit
 | Credit Score and Credit Diagnosis | 7 Days | $14.95 | Anytime | No | |
ClickMyCredit is a Credit Score/Credit Monitoring product which allows you to view your scores from all 3 Credit Bureaus –TransUnion, Equifax, and Experian. Start your FREE trail today.
DETAIL INFORMATION >> | TermsTermsSee website for details
ServicesServicesCredit Scores from all three bureaus.
AdvantagesAdvantages1. 3 Credit Scores: TransUnion, Equifax, Experian Scores
2. 24/7 Daily Monitoring from all Three Credit Bureaus
3. Automatic Credit Alerts with Triple Bureau Monitoring
4. 3 Credit Scores Delivered in Seconds
5. Identity Restoration Assistance
6. 7 Day Free Trial.
7. No processing Fee
DisadvantagesDisadvantages1. After your 7 Day free trial you will be charged $14.95 per month. |
FreeCreditScore.com
 | Credit Reports, Credit Scores, Credit Monitoring, and other Credit-related Information | 7 Days | $14.95 | Anytime | No | |
Freecreditscore.com offers you a 7-Day Risk-Free Trial Membership to help you understand and take care of your credit report. You can find out when your score changes, understand how your score works and plan ahead to see how big financial decision may impact your score. This is a good way to learn how to improve your credit report.
DETAIL INFORMATION >> | TermsTermsYou may cancel your trial membership any time within 9 days of enrollment without charge
ServicesServices1. Credit Score Alerts
2. Credit Score Center
3. Credit Score Estimator
AdvantagesAdvantages1. Access to your Experian Credit Report and PLUS Score
2. Bi-Monthly Score Monitoring and Alerts
3. Daily Credit Monitoring and Alert
4. Fraud Resolution Support
5. $50,000 Product Guarantee
DisadvantagesDisadvantages1. If you don't cancel your membership within the 7-day trial period, you will be billed $14.95 for each month that you continue your membership.
2. They will not accept checks or cash as payment at this time. |
Credit Improvers
 | Credit Reports and Credit Repair | Not available | Free Consultation – Cost Varies per case | Anytime | Yes | |
Sign up for a Free Credit Repair Consultation. Credit Improver Agents are assigned to help dispute questionable negative items from your credit reports. They will work with you by contacting both the credit bureaus and your individual creditors. All you have to do is simply sign up the form for a fee consultation and their credit experts will happily assist you.
DETAIL INFORMATION >> | TermsTermsSee website for details
ServicesServices1. Sign up for the service
2. Talk to our Agents
3. Select items to dispute
4. Sit back and relax
5. Monthly payments will then be drafted each month after work has been completed.
AdvantagesAdvantages1. Unlimited Disputes and Free Support
2. Refund policy
3. No hidden fees
4. Cancel anytime
DisadvantagesDisadvantages1. Cost Varies on level of service |
FreeScore360
 | Credit Score and Credit Diagnosis | 7 Days | $29.95 | Month-to-month basis | No | |
FreeScore360 is your complete credit score source and provide you with daily credit monitoring and alerts. When you apply, your credit score will be delivered to you in seconds from the three credit bureaus – TransUnion, Equifax and Experian Scores. Activate your free 7 day trial online.
DETAIL INFORMATION >> | TermsTermsSee website for details
ServicesServicesCredit Scores from all three bureaus.
AdvantagesAdvantages1. TransUnion, Equifax, Experian Scores
2. Daily Credit Monitoring & Alerts
3. Your Scores Delivered in Seconds
4. 7 Day free trial.
5. Refundable processing fee of $1.00
DisadvantagesDisadvantages1. After your 7 Day free trial you will be charged $29.95 per month.
2. Remember to request your $1.00 processing fee refund. |
Intelius
 | Identity Protection, Credit Score, Credit Monitoring and Public Record Monitoring | 7 Days | $19.95 plus tax | Anytime | No | |
Intelius provide you with instant access to your credit score, credit monitoring and public records monitoring. You can apply for your 7 day free trial online and take advantage of all the services Intelius has to offer. After your free trial, membership will cost you $19.95 plus tax.
DETAIL INFORMATION >> | TermsTermsSee website for terms and conditions
ServicesServices1. Monitor changes in your credit profile as reported by Equifax, Experian and TransUnion-includes email alerts on any suspicious changes.
2. Public Records Monitoring scours the Internet and public sources for any changes in aliases, addresses and other personal information.
3. Find out instantly who resides in your neighborhood and near your children's school, by watching up to three addresses with our Neighborhood Watch.
AdvantagesAdvantages1. Free Instant Credit Score
2. Triple Bureau Credit Monitoring
3. Public Records Monitoring
4. $1 Million Identity Theft Insurance
5. Neighborhood and Sex Offender Report
DisadvantagesDisadvantages1. After the free trial you will be charged $19.95 plus tax for the membership. |
Lexington Law
 | Credit Reports and Credit Repair | Not available | $39.95 | Anytime | Yes | |
Lexington Law tries to remove questionable negative items from your credit reports on your behalf by engaging the credit bureaus and your individual creditors. All you have to do is simply send a copy of your credit report and explain which items should be disputed, Lexington Law will then work on your case.
DETAIL INFORMATION >> | TermsTermsSee website for details
ServicesServices1. Sign up for the service
2. Forward your credit reports
3. Select items to dispute
4. Sit back and relax 5. Monthly payments will then be drafted each month after work has been completed. These funds will be drafted on the same day as your initial first-work fee so if your initial payment was drafted on the 20th of the month, each monthly payment will also be drafted on the 20th.
AdvantagesAdvantages1. Unlimited disputes
2. Refund policy
3. Free support
4. No hidden fees
5. Cancel anytime
DisadvantagesDisadvantages1. They charge $39.95 |
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