Blue Cash Everyday Card from American Express
 |  | 0% (12 months) 17.24% - 22.24 | $0 p.a. | Varies | No | Up to 5% | 27.24% | 17.24% - 22.24 | 0% (12 months) 17.24% - 22.24 | No |  |
The Blue Cash Everyday(SM)Card from American Express has an easy, hassle-free cash back rewards program. You'll earn 3% cash back for every dollar you spend at supermarkets. You'll earn 2% cash back on every dollar you spend at gas stations and department stores. And you'll earn 1% cash back every dollar spent on all other eligible purchases. There is also 0% APR for 12 months
DETAIL INFORMATION >> | ServicesServicesNO spend minimum, NO enrollment, and NO rotating rewards categories.
AdvantagesAdvantages1. No annual fee, 0% intro APR on purchases for up to 12 months, flexibility to pay over time.
2. Get 3% cash back at supermarkets, 2% cash back at gas stations and department stores, and 1% cash back on all other purchases.
3. NO spend minimum, NO enrollment, and NO rotating rewards categories.
4. Get a $25 Referral Bonus for each friend or family member who is approved for the Card.
DisadvantagesDisadvantages1. 0% intro APR for 12 months. After that, your APR will be a variable rate. |
Discover Motiva Card
 |  | 0% (15 Months) 11.99% - 20.99% | $0 p.a | Varies | No | 1% | 23.99% | 0% (15 Months) 11.99% - 20.99% | 0% (15 Months) 11.99% - 20.99% | No | |
The Discover Motiva Card is a card that pays you back for paying on time. You can earn 2 months interest back each year when you pay on time every month. In addition they offer an introductory APR rate of 0% on purchases and balances for 15 months.
DETAIL INFORMATION >> | ServicesServicesThe Discover Card cash rewards program is called the Cashback Bonus Program. The new Discover Motiva Card makes it easy to earn Cashback Bonus in 2 ways—by paying on-time and making purchases. You'll earn up to 1% Cashback Bonus on every purchase. You can also earn a Pay-On-Time Bonus for making your payments on-time. There is no limit to the amount of Cashback Bonus you can earn!
AdvantagesAdvantages1. Earn Cashback Bonus for your good credit managment
2. 0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 11.99% - 20.99%*
3. Up to 20% Cashback Bonus at popular online retailers when you shop through Discover.com
4. Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
5. 24/7 access to a U.S.-based Account Manager within 60 seconds
6. $0 Fraud Liability plus mobile and email fraud alert options
7. Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
*Click apply to view rates, fees, rewards, limitations and other important information
DisadvantagesDisadvantages1. 0% for 15 months from the date of account opening, then the standard APR, a rate between 11.99% variable and 20.99% variable.
2. Foreign Currency Transaction Fee is 2% of the U.S. dollar amount of each purchase made in a foreign currency 3. Balance Transfer Fee of 4% |
Miles by Discover Card
 | | 0% (6 months) 10.99% - 16.99% | $0 p.a. | Varies | No | N/A | 23.99% | 0% (6 months) 10.99% - 16.99% | 0% (6 months) 10.99% - 16.99% | No | |
The Miles by Discover card allows you to travel with no restrictions. You will receive a 0% introductory bonus on all balance transfers for 6 months and 0% purchase APR for 6 months. After this, based on your credit history, you will pay 10.99% - 16.99% variable APR. You are able to earn miles with no annual fee.
DETAIL INFORMATION >> | ServicesServicesDouble Miles on your first $3,000 in travel and restaurant purchases each year, 1 Mile for every $1 on all other purchases
AdvantagesAdvantages1. Earn up to $120 in travel rewards--1,000 Bonus miles every month you make a purchase for the first year
2. 1 Mile on every $1 you spend - Plus flexible redemption options like travel credits, merchandise, gift cards or cash
3. 0% intro APR on purchases and balance transfers for 6 months, then the variable standard purchase APR of 10.99% - 16.99%*
4. No restrictions on travel--fly on any airline, book any hotel or car, with no blackout dates
5. Travel benefits include secondary collision damage insurance when you rent a car with your Miles by Discover card
6. Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
7. Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
*Click apply to view rates, fees, rewards, limitations and other important information
DisadvantagesDisadvantages1. 0% Purchase APR for 6 months, 10.99% - 16.99% variable APR thereafter based on your credit history
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Discover Open Road Card
 | | 0% (12 months) 11.99% - 20.99% | $0 p.a. | Varies | No | 1% - 20% | 23.99% | 0% (12 months) 11.99% to 20.99% | 0% (12 months) 11.99% - 20.99% | No | |
The Discover Open Road card gives you double the cash back bonus automatically on your first $250 in purchases each month at any gas station and any restaurant. 0% intro APR on purchases and balance transfers for 12 months, then the Regular APR of 11.99% - 20.99% (V)
DETAIL INFORMATION >> | ServicesServicesThe Discover Card cash rewards program is called the Cashback Bonus Program. The Discover Open Road Card makes it easy to earn Cashback Bonus with Double Cashback Bonus on up to $250 in gas and restaurant purchases, every month. You also earn up to 1% Cashback Bonus on all your other purchases. There is no limit to the amount of Cashback Bonus you can earn
AdvantagesAdvantages1. Free $75 Restaurant.com Gift Certificate with first purchase
2. 2% Cashback Bonus automatically at any gas station and any restaurant
3. 5% to 20% Cashback Bonus at over 150 top retailers through our online shopping mall
4. Up to 1% unlimited Cashback Bonus on all other purchases
5. 0% intro APR on purchases and balance transfers for 12 months, then the Regular APR of 11.99% - 20.99% (V)
6. Great rewards with no annual fee, no rewards redemption fee, and no additional card fee.
7. Ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report
DisadvantagesDisadvantages1. 0% purchase APR for 12 months, after 11.99% - 20.99% variable APR thereafter based on your credit history
2. Foreign Currency Transaction Fee 2% of the U.S. dollar amount of each purchase made in a foreign currency
3. Balance Transfer fee of 4% |
Orchard Bank MasterCard
 |  | 28.90% | $0 - $59 (12 months) $35 - $59 | Varies | No | N/A | 20.90% | 7.90% - 28.90% | 28.90% | No | |
Apply online for an Orchard bank MasterCard and receive a card tailored to your credit profile! Fill in the pre-qualification form and you will receive instant credit card recommendations including secured or unsecured card options. The application process is easy!
DETAIL INFORMATION >> | ServicesServicesOn-Call Customer Service Representatives
AdvantagesAdvantages1. On-Call Customer Service Representatives
2. Free online account management tools
3. Zero Fraud Liability Protection
DisadvantagesDisadvantages1. Annual fee of $0-$35 the first year then $35-$59 per year thereafter
2. High APR 28.90%
3. Account processing fee $39 |
Platinum Zero
 |  | 0% | $9.95 monthly | $500.00 | No | N/A | 9.99% | N/A | 0% | No | |
The Platinum Zero Secured Visa Credit Card has many excellent benefits and practical features. These charge cards offer you Zero APR on Purchases, Zero Application Fee and this credit card is accepted worldwide at millions of locations.
DETAIL INFORMATION >> | ServicesServices1. Accepted worldwide at millions of locations.
2. Simple online application
AdvantagesAdvantages1. ZERO - 0% FIXED APR on Purchases - No Intro Rates!
2. ZERO - 0% Rate Won’t Change - Even If You’re Late!
3. ZERO Hassles - Choose Your Credit Limit From $500 Up To $5,000
4. ZERO Application Fees
5. ZERO Worries - FREE Personal ID Theft Protection
6. ZERO Delays - Timely CREDIT Bureau Reporting
DisadvantagesDisadvantages1. Annual Percentage Rate on cash advances is 9.99%.
2. Monthly maintenance fee - $9.95
3. Additional card fee - $50.00 |
Discover More Card
 | | 0% (15 months) 11.99% - 20.99% | $0 p.a. | Varies | No | 5.00% | 23.99% | 0% (15 months) 11.99% - 20.99% | 0% (15 months) 11.99% - 20.99% | No | |
The Discover More Card offers you a 5% Cashback Bonus on popular category purchases. Their credit cards customer service puts you first with live phone support within 60 seconds, guaranteed. Easy online servicing options that put you in control and timely email reminders to help you avoid credit cards fees. 0% intro APR on purchases and balance transfers for 15 months, then the Regular APR of 11.99% - 20.99%
DETAIL INFORMATION >> | ServicesServices0% intro APR on purchases and balance transfers for 15 months, then the Regular APR of 11.99% - 20.99%
AdvantagesAdvantages1. 0% intro APR on purchases and balance transfers for 15 months, then the Regular APR of 11.99% - 20.99% (V)
2. 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
3. Up to 1% unlimited Cashback Bonus on all other purchases
4. No Annual Fee
5. Ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
6. Great rewards with no annual fee, no rewards redemption fee, and no additional card fee.
DisadvantagesDisadvantages1. Foreign Currency Transaction Fee is 2% of the U.S. dollar amount of each purchase made in a foreign currency.
2. Late Fee is $19 on balances up to $250 and $39 on balances over $250
3. After introductory period, APR will be 11.99% - 20.99%
4. Balance Transfer Fee is 4% |
Escape by Discover Card
 | | 0% (6 months) 10.99% - 16.99% | $60 p.a. | Varies | No | N/A | 23.99% | 0% | 0% (6 months) 10.99% - 16.99% | No | |
The Escape by Discover Card gives you a 0.00% introduction APR rate on balance transfers and purchases for the first 6 months. After this, the Purchase APR is 10.99% - 16.99% variable thereafter based on your credit history. The annual fee is $60.
DETAIL INFORMATION >> | ServicesServices1. Unrestricted Travel
2. Unlimited Double Miles
3. ShopDiscover
4. Redemption Options
AdvantagesAdvantages1.Earn up to $250 in travel rewards--1,000 Bonus miles every month you make a purchase for the first 25 months
2.Double Miles on every $1 you spend
3.0% intro APR on purchases and balance transfers for 6 months, then the variable APR of 10.99% - 16.99%
4.No restrictions on travel--fly on any airline, book any hotel or car, with no blackout dates
5.Flexible redemption options like travel credits, merchandise, gift cards or cash
6.Travel Insurance benefits, including primary car rental, lost or damaged luggage, travel delay, and trip cancellation when you book with your Escape by Discover card
7.Ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
DisadvantagesDisadvantages1. $60 annual card fee
2. (APR) For Purchases 0.0% for 6 months from the date of account opening; then the standard APR, a rate between 10.99% variable and 16.99% variable.
3. Balance Transfers: 0.0% for 6 months after the first transaction posts to your account under this offer, then the standard APR for purchases.
4. Late Fee is $19 on balances up to $250 and $39 on balances over $250.
5. Balance Transfer fee of 3% |
Iberia Bank Visa Platinum
 | | 9.25% - 15.25% | $0 p.a | Varies | No | N/A | 14.75%, 18.25%, or 21.25% | 1.99% | 9.25% - 15.25% | No | |
The Iberia bank Visa Platinum card allows you to earn 1 bonus point for every $1 in qualifying net retail purchases. You are able to turn your points into hotel trips, gifts or experience rewards. There is no annual membership fee associated with this card.
DETAIL INFORMATION >> | ServicesServicesAPR for Cash Advances is 14.75%, 18.25%, or 21.25%
AdvantagesAdvantages1. Earn 1 bonus point for every $1 in qualifying net retail purchases
2. Turn your points into hotel, gift, or experience rewards
3. Travel accident coverage up to $1,000,000
4. No annual membership fee
5. Low, variable rate APR of 9.25%, 12.25%, and 15.25%.
6. Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles.
7. Online access to credit card account information
DisadvantagesDisadvantages1. Foreign Transaction is 2% of the transaction amount for all transactions where the merchant country is not the United States, regardless of whether a currency conversion occurs. |
TrueEarnings Card
 | | 0% (6 months) 15.24% | $0 p.a. | Varies | No | 1% -3% | 25.24% | 15.24% | 0% (6 months) 15.24% | No | |
With the TrueEarnings Card from Costco and American Express you receive 0% intro APR for 6 months. After that, your APR will be a variable rate currently 15.24. Every time you make a purchase with these credit cards you can earn cash back 3% for the first $3,000 in annual gasoline purchases (1% thereafter), 3% for restaurants, 2% for travel and 1% everywhere else, including Costco.
DETAIL INFORMATION >> | ServicesServices$25 statement credit with your first purchase made with the Card
AdvantagesAdvantages1. No annual fee for Costco members
2. Earn cash back wherever you buy, including 3% for gasoline for annual gasoline purchases of up to $3,000 (1% thereafter), 3% for restaurants, 2% for travel, and 1% virtually everywhere else
DisadvantagesDisadvantages1. 0% intro APR for 6 months. After that, your APR will be a variable rate, currently 15.24%
2. Foreign Transaction 2.7% of each transaction after conversion to US dollars. |
IberiaBank Visa Gold Card
 | | 9.25% - 15.25% | $0 p.a. | Varies | No | 1% | 14.75%, 18.25%, or 21.25% | 1.99% | 9.25% - 15.25% | No | |
The IberiaBank Visa Gold Cashback Rewards Card allows you to earn 1% in cash back credit on all qualifying purchases. There is no limit on the cash back and no expiration date on eligibility for accounts in good standing. There is no annual membership fee with this credit card, but you must have good credit in order to be approved for these credit cards.
DETAIL INFORMATION >> | ServicesServicesOnline access to credit card information
AdvantagesAdvantages1. Earn 1% in cash back credit on all qualifying purchases
2. No limit on cash back; no expiration date on eligibility for accounts in good standing
3. Travel accident coverage up to $500,000
4. No annual membership fee
5. Low, variable rate APR of 9.25%, 12.25%, and 15.25%
6. Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles.
7. Online access to credit card account information
DisadvantagesDisadvantages1. Foreign transaction fee is 2% of the transaction amount.
2. They need to verify your income and your employment.
3. They require more information than other credit card companies.
4. Minimum 6 months length of employment with current employer
5. Please consider credit status when applying — Excellent Credit Required |
Iberia Bank Visa Select
 | | 0% (12 months) 7.50% | $35 p.a. | Varies | No | N/A | 12.75% | 1.99% | 0% (12 months) 7.50% | No | |
The Iberia bank Visa Select card offers an introductory rate of 0.00% for 12 months from date opened on purchases. After this there is an ongoing variable APR rate of 7.50%. You can easily apply online and you receive online access to credit card information 24/7. There is also a low annual Fee of $35.00.
DETAIL INFORMATION >> | ServicesServices1. APR for Cash Advances 12.75%
2. If you are charged interest, the charge will be no less than $1.00.
AdvantagesAdvantages1. Introductory Rate of 0.00% for 12 months from date opened on Purchases. (If there is an interest charge, the charge will be no less than $1.00). This rate will not change during the introductory period.
2. Low Introductory APR on Balance Transfers of 1.99% for the first 12 billing cycles on Balance Transfers.
3. Low Ongoing Variable Rate APR after introductory period of 7.50%. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00)
4. Online access to credit card account information
DisadvantagesDisadvantages1. After the introductory APR rate, your APR will be 7.50%.
2. After introductory balance transfer rate, your APR will be the same as your assigned purchase rate.
3. Low Annual Fee is $35
4. Foreign Transaction 3% of the transaction amount for all transactions where the merchant country is not the United States, regardless of whether a currency conversion occurs. |
Blue Sky from American Express
 | | 0% (12 months) 17.24% - 22.24% | $0 p.a. | Varies | No | N/A | 25.24% | 17.24% - 22.24% | 0% (12 months) 17.24% - 22.24% | No | |
With these credit cards you can earn free travel fast with no annual fee and no blackout dates or restrictions when you apply for a Blue Sky card from American Express. You can use the rewards for travel anytime, anywhere! Apply online and get a decision in 60 seconds.
DETAIL INFORMATION >> | ServicesServicesRewards free of restrictions
AdvantagesAdvantages1. No annual fee, 0% intro APR on purchases for up to 12 months, flexibility to pay over time
2. Enjoy travel rewards with no restrictions or blackout dates - earn points redeemable for flights on any airline, stays at any hotel, and car rentals with any company
3. Redeem travel rewards with as few as 7,500 points, good for a $100 statement credit on any travel purchase
4. Feel secure with protection from fraudulent charges and extensions of manufacturer's warranties on eligible purchases
DisadvantagesDisadvantages1. 0% intro APR for 6 months. After that, your APR will be a variable rate, currently 17.24% - 22.24% |
Iberiabank Visa Classic
 | | 7.25% - 13.25% | $0 p.a. | Varies | No | N/A | 12.75%, 16.25%, or 19.25% | 2% | 7.25% - 13.25% | No | |
The Iberia Bank Visa Classic has a low variable rate of 7.25%, 10.25% or 13.25% based on your credit worthiness. There is no annual membership fee and you receive online access to your credit card account information.
DETAIL INFORMATION >> | ServicesServices1. APR for Cash Advances is 12.75%, 16.25%, or 19.25%
AdvantagesAdvantages1. No annual membership fee
2. Low variable rate of 7.25%, 10.25%, or 13.25% as of 1/1/10 based on your credit worthiness.
3. Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period.
4. Online access to credit card account information
DisadvantagesDisadvantages1. After your introductory period your APR on balance transfers will be the same as your assigned purchase rate, based on your creditworthiness.
2.Foreign Transaction is 2% of the transaction amount for all transactions where the merchant country is not the United States, regardless of whether a currency conversion occurs |
The Visa Black Card
 | | 14.99% | $495 per annum | See Website For Details | No | See Website For Details | See Website For Details | 0% for 12 months | See Website For Details | No | |
The Visa® Black Card™ issued by Barclay's Bank of Delaware ushers you into an exclusive club with limit membership designed to afford you the peerless customer service and personal attention to detail and satisfaction you deserve. Bask in an exclusive rewards program good for cash back or airfare free of blackout dates or restrictions. Enjoy unlimited visits with to selected airport lounges, luxury gifts, and a 24-hour concierge service dedicated to your every personal, professional, and travel-related need. You can even leave the trappings of your old credit cards behind with a special 6-month grace period for transferred balances. Carry the card that carries itself with the respect and worldwide acceptance you deserve with the Black Card from Barclay's Bank of Delaware!
DETAIL INFORMATION >> | ServicesServicesThe Visa® Black Card™ issued by Barclay's Bank of Delaware exceeds the expectations of ordinary banking and credit cards with an all-carbon, patent-pending chassis and extraordinary perks, benefits, and rewards. Travel well with a card held head-and-shoulders above the rest. The Black Card is an exclusive Visa card which features limited membership. Card Membership for the Black Card is limited in order to ensure the absolute highest level of customer service and response to your needs.
Enjoy the benefits of an exclusive cadre of perks such as unlimited visits to selected airport lounges worldwide and luxury gifts for special occasions. You'll also be enrolled in an unparalleled rewards program that earns you 1 rewards point for every 1 dollar you spend. These points are redeemable for either 1% cash back or airfare free of black out dates or seat restrictions.
The Black Card issued by Barclay's Bank of Delaware also gives you the opportunity to shed the trappings of your old credit card contracts. Enjoy a 6 monthly billing cycle grace period on transferred balances, after which an extremely reasonable APR based on the prime rate applies.
Further your personal, business and travel needs and accommodations with a peerless 24-hour concierge service that is ready and waiting to find the perfect gift, the perfect room, or even reserve you dining reservations at some of the world's most exclusive culinary destinations.
Speaking of the worldly wise and well-traveled, the Black card can open doors around the world. Widely accepted in over 170 countries spanning the globe, your card also gifts you peace of mind at home and abroad. Shop confidently with 0 liability fraud protection against unauthorized purchases or charges.
Carry the card that carries itself, confidently. The Black Card from Barclay's Bank of Delaware treats you and all other limited acceptance card members with the respect, decorum and personal assistance your good taste and success deserve.
AdvantagesAdvantages1. Limited Membership
2. 24-Hour Concierge Service
3. Exclusive Rewards Program
4. Luxury Gifts
5. Travel Lounge Priority Pass (unlimited visits)
6. 1% Cash Back
7. Travel with No Blackouts or Restrictions
8. Patent Pending Carbon Card
DisadvantagesDisadvantages1. $495 fee
2.Over 18 only |
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