Checking Accounts

Below you can find a variety of checking accounts. Checking accounts give you a great way to manage and control your regular spending and income – regardless of your lifestyle or the size of your paycheck. You can also look at checking accounts online here. Most Americans have a checking account but even if you already have checking accounts you can always shop around to see if your account is giving you the most for your money. Use the chart below to compare the most important factors and to see which checking accounts are most suited to you.

If you wish to speak to someone: Contact Us or Enquiry Line: +1 212 796 5747

COMPANYACCOUNT

ACCOUNT

Account name

TYPE

TYPE

Account type

INTEREST APY

INTEREST APY

Annual Percentage Yield

INTEREST GROSS

INTEREST GROSS

Gross interest is the annual rate of interest which is paid without the deduction of lower rate tax to eligible individuals and certain organisations

PAID

PAID

How often interest is paid on account

ACCESS

ACCESS

How account can be accessed

OD RATE

OD RATE

Cost of overdraft

BANKING CHARGES

BANKING CHARGES

Additional banking charges

SERVICES CHARGES

SERVICES CHARGES

Charges for extra services

FEATURES

FEATURES

Account features

MORE INFO

The EverBank Yield Pledge Money Market Account
The EverBank Yield Pledge Money Market Account

Yield Pledge Money Market AccountChecking Account2%2%MonthlyOnlineN/AExtra services$8.95Features

Features

Free Banking: No
Debit Card: No
Cheque Guarantee_Card: No
Standing Orders: Yes
Direct Debit: Yes
Overdraft Facility: No
Account Manager: No

EverBank Accounts are FDIC Insured

The EverBank Yield Pledge Money Market Account
Open money market checking accounts at EverBank®, and enjoy high yields and easy access to your money. They have checking accounts online and EverBank® pledges that your yield will be among the top 5% of competitive accounts of leading banks. You can also potentially earn high yields at foreign rates by globally diversifying your funds and opening a WorldCurrency® Deposit Account. EverBank promise that your rates will always be in the top 5% of competitive accounts at leading banks. Enjoy the peace of mind that EverBank offers. DETAIL INFORMATION >>Services

Services

Easy Access to Your Account


Advantages

Advantages

1. Open an EverBank Yield Pledge(SM) Money Market Account Today!
2. Enjoy Easy Access to Your Account
3. New Accounts Earn a Bonus Rate
4. EverBank Accounts are FDIC Insured


Disadvantages

Disadvantages

1. Minimum opening balance $1,500
2. Excess transaction fee, per transaction, in any month when you exceed the transaction limits for this account $10

Perk Street Financial
Perk Street Financial

Perk Street Financial Checking AccountChecking Account0%0%DailyOnline,$25 per itemMonthly inactivity fee $4.50$0Features

Features

Free Banking: No
Debit Card: Yes
Cheque Guarantee_Card: No
Standing Orders: Yes
Direct Debit: Yes
Overdraft Facility: Yes
Account Manager: No

Get 2% cash back on shopping and bills through the year.

Perk Street Financial
PerkStreet Financial checking accounts have the largest free ATM network available and you are able to pay your bills, check your balance, transfer money in and out and even set up mobile alerts all online. Sign up it just five minutes and deposit at least $25. Perk Street financial also offer checking accounts online. A PerkStreet account is a full serviced FDIC insured checking account with a debit rewards card. The account comes with free access to over 42,000 ATMs, free online bill pay, and free online transfers. DETAIL INFORMATION >>Services

Services

Cash back rewards: Choose from a PerkStreet Financial Visa® Gift Card or gift cards from Target®, Best Buy®, Amazon.com®, GAP and Ticketmaster®. The PerkStreet Financial Visa Gift Card is good anywhere that Visa is accepted.

Music rewards: Choose to receive credit for songs at iTunes®, Rhapsody® or Amazon.com® Gift Cards for MP3s or millions of other items at Amazon.com

Coffee rewards: Choose reloadable gift cards from Starbucks®, Dunkin Donuts®, Peet’s Coffee and Tea® and Bruegger’s Bagels®


Advantages

Advantages

1. The most debit card rewards available
2. The largest free ATM network
3. Free checkbooks
4. Free online banking and bill pay
5. Fast phone service, 24/7


Disadvantages

Disadvantages

1. Overdraft protection $25 per item
2. Non-sufficient funds fee $23 per item
3. Monthly inactivity fee $4.50
4. Non-ATM network fee 2.00 per transaction

If you wish to speak to someone: Contact Us or Enquiry Line: +1 212 796 5747

Compare Checking Accounts

What is a checking account?

Checking accounts are very easy to use and convenient and most people in the U.S. will have one. A checking account is best used to hold the money that you spend on a regular basis for things like day to day living costs, household bills and they are usually the place where your salary gets paid into. Most banks do not charge you to open a checking account. You can use a checking account as your standard bank account and you can use it to pay expenses and store your money.

The Benefits of a checking account

Many people keep the same checking account all of their life because they feel like it is too complicated to switch. However, this is not necessarily the case and the benefits of changing your checking account could be great. Most banks now have teams dedicated to switching accounts so the process should be quick and easy. Different banks offer different types of checking accounts so it is worth spending time comparing which accounts would suit you best. Some banks charge for checking accounts and don’t pay any interest on money you have in the checking account whereas others will not necessarily charge a fee. Remember that age restrictions may apply.

Finding the right account

There is a wide range of different accounts and benefits available so you should shop around to find the best one for you. With so many vying for your business you should research thoroughly to find the best deal for you. There are hundreds of accounts to choose from. You should think about the things you’ll be using the account for and always watch out for any hidden charges that may apply. You may want to choose an account that can be managed online or via the phone and whether it has a 24 customer service line. The right account will depend on you and your requirements.

Checking Accounts - Latest News News and Charts

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23 April 2010
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