CHECKING ACCOUNTS INFORMATION

Please see information on Checking Accounts below.

Checking Accounts
View all Checking Accounts here.

Checking Accounts

A checking account is the most standard type of account that you can find. It offers you the basic functions of money management:

Deposit funds

Use your account to place money, deposit whenever you like. You can also receive funds from other entities (such as your salary or private funds)

Earn interest

Some checking accounts will allow you to accrue interest but you may need to have a minimum balance of up to $2,000. This may vary according to account so check this prior to applying.

Write checks

With your checking account you can write checks up to any amount of what is contained in your account balance. A bounced check could incur a fee so watch out for this! You can avoid such fees with overdraft protection...

Overdraft protection (not in all cases)

Many checking accounts will offer overdraft protection. So if you get caught short of cash or bounce a check you can protect yourself. This is often an extra feature so it might incur an additional regular fee.

Debit card

Many checking accounts come with a debit card or bank check card – your bank will give you the options when you apply.

Direct deposit

Receive fast access to your cash with direct deposit. This allows you to receive your paychecks or Social Security checks automatically deposited into your account.

Internet Banking

Many checking accounts come with internet banking as standard. This is a useful tool as it allows you to manage your money online, view your account balance, set up transfers and keep an eye out for fraud.