CARDS

Welcome to the payment cards area. Here you can compare a wide variety of credit card and prepaid card companies. To go directly to the payment cards comparison areas, click on the links below.

Credit Cards

A large number of US citizens have at least one credit card which they use as payment cards. Whether you are looking for new payment cards to update an old one, for a balance transfer of existing cards or are a first-time card user, it can seem like a tough job to wade through the credit card market.

With our comparison service you can see credit cards at-a-glance and look at the most important factors with each one. So regardless of what card type you are looking for you are sure to find a good offer here.

Reward Credit Cards

Reward credit cards have become extremely popular in the US and there are now lots of offers to choose from. Reward cards are payment cards which allow you to shop just as you did before – but receive great benefits for doing so. Collect airmiles, enjoy bonuses and other excellent great schemes and programmes.

Aside from the rewards element of these types of credit cards, they are just like any regular credit card: variable APR, balance transfers, purchase periods and credit-building. Use your card to pay for goods and services in stores, online, in restaurants and anywhere in the world that accepts your card type. Compare rewards cards today to get extra benefits without changing your spending habits!

Business Credit Cards

Looking for a way to better manage your business? Even if you are a small business owner, you can find that business credit cards are a great way to manage your expenses, deal with cash flow and even offer rebates.

There is a wide variety of business credit cards on the American market – all you need to do is find the one which suits you and your business best. You may need to prove a good credit score (for yourself and/ or your business), but you can benefit from great features including cash back, additional cards for employees, customized credit line, rewards-collecting and more. Get your business to the next level – compare business credit cards today.

Charge Cards

Many people use the term charge card to describe a regular credit card, but in fact they are different types of payment cards. A charge card is a credit card that either carries no credit limit or a very high one and no interest, yet the balance must be paid in full at the end of each month. So, if you have an excellent credit score and want more freedom then a charge card could be a great alternative to a regular credit card. Because you are paying off your debt at the end of each month, you can put more expenses on the card.

Charge cards offer great benefits, including reward programs or bonuses – you could get free upgrades on air travel and hotels, free membership in elite travel programs or benefit from better car rental. You may even receive free insurance coverage with your charge card.

Student Credit Cards

Being a student can be a great time of life – your career is ahead of you, your studies are (hopefully) interesting and you are starting the first step of an independent life. Financially, it can be a big weight to bear. While you are giving out money for all kinds of things – rent, study material, field trips, entertainment, college fees – you are not able to earn as much as others. A student credit card could be one option to easing the financial strain and start to build up your credit score.

Student credit cards are credit cards aimed specifically at young people in college or university. Generally they will carry benefits for you if you use the card wisely and responsibly – such as an APR reduction on purchases or cashback bonuses. Start your road to a healthy credit score and improve your future chances of getting ahead!

Poor Credit Rating Credit Cards

Poor credit rating credit cards are credit cards aimed at people with a low credit score. You may be one of millions of regular Americans that have been turned down on an application for a credit card – with poor credit rating credit cards, you could receive the card you want and need. There are lots of offers for poor credit rating credit cards in today's market, though you may not always be immediately aware that they are aimed at people with a poor credit score.

Poor credit rating credit cards often carry additional features to help you – these might include a useful credit building feature. Perform well with the card (in other words, pay off your balances on time) and you could help yourself by building up your credit report. Enjoy financial freedom with a poor credit rating credit card!

Prepaid Cards

Prepaid cards have been on the US market for some years and are now becoming more popular in Europe and other regions. As an alternative to a normal credit card, prepaid cards give you a useful way to pay. You can choose from a huge variety of cards - gift cards which you can load with funds and give as a present to someone else, 'payroll' cards for receiving your paycheck, reloadable cards and many more.

Usually prepaid cards are issued by Visa® or MasterCard® and can therefore be used pretty much anywhere in the world – without the risk of debt!

Gift Cards

It couldn't be easier to pick a gift for someone, with a prepaid gift card. Offered by all the top credit card firms – including Amex, MasterCard and Visa – prepaid gift cards are perfect for all occasions. Some card firms even offer business gift cards, ideal for companies that want to promote a certain product or customer incentive.

Gift cards are accepted widely, and can be loaded up to several thousand dollars – the choice is yours. The recipient can then enjoy the card for making purchases online, in stores or even in restaurants and will thank you for your clever and innovative gift!

Please Note: www.whichwaytopayusa.com is not authorised to give advice under provincial and federal regulations.

All of the Links, textural data, and image data is provided for informational purposes only.

Click here to view our Disclaimer