Bad Credit Loans

Below you will see a variety of lenders that offer bad credit loans. Take your time and compare the offers to get the best loans rate. Loans for Bad Credit are effectively offered to all types of borrowers, including those who have a bad credit history to their name. So it isn't difficult to get a bad credit loan approved.

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Bad Credit Loans Information

You MUST apply through this website to guarantee and rate or fee listed.

Therefore, even if your bank has turned down your application for credit you are likely to find a lender who will accept your application for a loan. Note that state laws regarding your loan terms may govern your loan agreement. See below for more information on bad credit loans.

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Enquiry Line: +1 646 351 06 22

COMPANYTYPEAPRLOAN AMOUNTMIN TERMMAX TERMSTATESTERMSSUITABLESECURED LOANSMORE INFO
Kensington Direct Loans
Apply : Kensington Direct Loans
BrokerAsk on applicationUp to $50001 Month24 MonthsView

States

Available in all states

View

Terms

Ask on application

View

Suitable

Those who have been refused credit elsewhere

NoApply : Kensington Direct Loans
Kensington Direct Loans specialize in the credit needs of customers if you have been refused credit elsewhere. It provides loans for bad credit. Apply for bad credit loans online using their quick, easy and secure application to receive approval in seconds.
DETAIL INFORMATION >>
Services

Services

Payday Loan Broker


Restrictions

Restrictions

Ask on application


Advantages

Advantages

1. Online approval takes just seconds
2. Lenders accept problem cases and those that have been refused credit elsewhere.
3. Kensington Direct will match your profile with their database of lenders to give you the best offers for your situation


Disadvantages

Disadvantages

1. You have to apply to obtain fees and charged.
2. Poor credit loans are not suitable for long term financial problems.
3. As a condition of extending credit, some, but not all lenders may run a credit check.

100DayLoans
Apply : 100DayLoans
Broker651.79%$250 to $1,5008 days100 daysView

States

Available in all states

View

Terms

You must be at least 18 years old.

View

Suitable

Emergency cash needs

NoApply : 100DayLoans
100DayLoans can approve you and provide you with a cash loan in as fast as one hour no matter what your credit score is. They search over 122 bad credit loan providers to find a bad credit loan best suited to your needs and requirements. As long as you meet the minimum requirements you can apply online and receive approval instantly.
DETAIL INFORMATION >>
Services

Services

1. Some lenders can set-up an extended payment plan but this usually involves additional interest and fees.
2. Most lenders will send an email 1-2 days prior to your due date reminding you when your payment is due.
3. Some of the lenders can wire cash directly to your bank account within ONE hour.


Restrictions

Restrictions

You must be at least 18 years old.


Advantages

Advantages

1. Cash in as little as 1 hour.
2. Secure Application.
3. No Faxing of Documents.
4. Flexible Payments and the Highest Amounts.


Disadvantages

Disadvantages

1. Typical fees range from $15 to $30 on every $100 borrowed.
2. 100DayLoans.com does not guarantee that it will be able to place you with a lender in its direct network or that your loan application will be approved by any lender.

AmeriAdvance.com
Apply : AmeriAdvance.com
BrokerDependent on the lender$100 - $1,5008 days25 daysView

States

Available in all states

View

Terms

You must be 18 years old and make at least $1,000

View

Suitable

Emergency cash needs

NoApply : AmeriAdvance.com
If you are looking for an emergency cash bad credit loan, then AmeriAdvance.com might be just what you are looking for. AmeriAdvance will not leave you waiting to see whether you have been approved or not, with this company you will hear back instantly. They provide loans for people with bad credit. All you need to do is visit the website and follow their easy and clear online application system. You could even have the money in your bank account on the same day. If you are looking for a loan of up to $1,500, get in touch today!
DETAIL INFORMATION >>
Services

Services

1. Bad credit will not prevent you from receiving a payday loan at AmeriAdvance.com
2. Each state has different rules and regulations regarding loan due dates. Typically, repayment is scheduled on your next payday (between 8 and 25 days away).


Restrictions

Restrictions

1. Current employment (or receive regular income)
2. Make at least $1000/month
3. Be 18 years of age or older and a U.S. citizen
4. Have checking or savings account with direct deposit.


Advantages

Advantages

1. Completely online.
2. Instant approval.
3. Get funds fast.
4. No faxing.
5. No credit checks


Disadvantages

Disadvantages

1. Depending on the lender, fees can range from $25 to $30 per $100 borrowed.
2. Payday loans are not suitable for long term financial problems.

First Choice Capital Resources
Apply : First Choice Capital Resources
BrokerDependent on lenderUp to $2,5001 Month36 MonthsView

States

Available in all states

View

Terms

See terms and conditions

View

Suitable

If you have bad or no credit

NoApply : First Choice Capital Resources
First Choice Capital Resources (FCCR) is dedicated to finding the right lender to fit your personal needs. They also provide 'loans for bad credit'. They provide a fast, secure, and private way to borrow the Cash you need! Get up to $2,500 to use however you like-- Bankruptcy and bad credit is NOT an issue-- Quick and Easy online Approval-- Great repayment terms up to 36 months.
DETAIL INFORMATION >>
Services

Services

Instant online application acceptance


Restrictions

Restrictions

See individual lenders terms and conditions


Advantages

Advantages

1. Pay off bills.
2. Take a vacation.
3. Make home improvements.
4. Use the money in any manner you like.
5. Bankruptcy - no problem
6. Flexible payment terms
7. Past credit problems OK.


Disadvantages

Disadvantages

1. You have to apply to obtain the fees and charges

Discount Advances
Apply : Discount Advances
Lender456.25% - 912.50%$100 - $1,50014 days31 daysView

States

Not Available in Arkansas

View

Terms

You must be at least 18 years old, have an active checking account, and make a minimum of $1000 a month.

View

Suitable

Short term cash advances

NoApply : Discount Advances
DiscountAdvances.com can cover your emergency bills for you when you need fast cash most. You can get fast approval for up to $1,500 and the cash deposited directly into your account over night. You do not need perfect credit to apply.
DETAIL INFORMATION >>
Services

Services

1. Fees are based on a minimum 14 day loan term, with no penalty for early payoffs.


Restrictions

Restrictions

1. You must be at least 18 years old.
2. You must have a valid checking account that has been active for at least 90 days.
3. You must make a minimum of $1,000 a month.
4. You must be reachable by phone and verify your place of employment.


Advantages

Advantages

1. Fair assessment system
2. Fast Efficient Service
3. Secure
4. Private Application
5. Low Rates
6. No Hidden Fees
7. 50% OFF for New Customers
8. No Need for Perfect Credit
9. Direct Deposit Not Required


Disadvantages

Disadvantages

1. Online payday loans are based on a minimum 14 day loan term, regardless of early loan payoff
2. It is a high APR rate and should not be used as a solution for long term financial problem

We Will Give Cash
Apply : We Will Give Cash
BrokerDependent on lenderUp to $1,500Ask on applicationAsk on applicationView

States

Available in all states

View

Terms

You must be at least 18 years old, have a regular source of income and have an active bank account.

View

Suitable

Emergency cash for people with bad credit.

NoApply : We Will Give Cash
WeWillGiveCash.com identifies lenders that can provide you with a short term cash loan. They provide loans for people with bad credit. You can complete the payday loan application online and a lender will be in contact with you to complete the application process.
DETAIL INFORMATION >>
Services

Services

1. Get cash in as little as one hour.
2. Receive results in minutes.


Restrictions

Restrictions

1. You must be at least 18 years of age
2. Have a job (or other regular source of income)
3. You must have an active open bank account


Advantages

Advantages

1. Easy 5 Minute Application
2. Get Cash in as Little as 1 Hour
3. Results in Minutes
4. Direct Deposit Not Required
5. Bad credit is not a problem.


Disadvantages

Disadvantages

1. Payday loans are not a long term financial solution.

Zest Cash
Apply : Zest Cash
LenderMaximum 300%$300 to $8003 months8 monthsView

States

Currently available in Utah, Idaho, Missouri andSouth Dakota but will be available in additional states soon.

View

Terms

You must be 18 years old

View

Suitable

Short term cash advance

NoApply : Zest Cash
ZestCash loans are designed to be affordable -- they are not payday loans. ZestCash gives you the cash you need and keeps you out of the payday loan trap. ZestCash know it can feel tight from paycheck to paycheck, so they let you decide how much you can afford to pay every payday. Then, they can automatically deduct your payment from your account so you don't have to worry about it.
DETAIL INFORMATION >>
Services

Services

Once your loan is approved, your money will usually be in your account in 24 hours.


Restrictions

Restrictions

To apply for a ZestCash loan, you need:
1. A job or regular source of income
2. A checking account
3. A valid email address and phone number
4. To be at least 18 years old


Advantages

Advantages

1. Borrow up to $800
2. Set your own payment
3. Cash in your account in 24 hours
4. Easy online application, no paperwork
5. Up to 50% cheaper than a payday loan
6. When you’re approved for a ZestCash loan, you also get a relationship manager who will be your contact for as long as you do business with us.
7. When you call, you will always talk to a real person who knows you and wants to help you.


Disadvantages

Disadvantages

1. If you can't make a payment and don't call Zestloan at least two days in advance to let them know you will be charged a $35 late fee
2. Short term loans are not suitable for long term financial problems

Cash Lenders Express
Apply : Cash Lenders Express
LenderDependent on providerUp to $1,500Ask on applicationAsk on applicationView

States

Available in all States

View

Terms

You must be over the age of 18 years old.

View

Suitable

If you are unemployed.

NoApply : Cash Lenders Express
Cash Lenders Express gives you instant online results and cash in 24 hours. They provide loans for people with bad credit. Apply online and you could receive approval for bad credit loans in seconds. There are no credit checks and it is not a problem if you are unemployed.
DETAIL INFORMATION >>
Services

Services

Quick and easy one page application


Restrictions

Restrictions

You must be over the age of 18 years old.


Advantages

Advantages

1. Approval in seconds.
2. No credit check.
3. Cash in your account within 24 hours.
4. No obligation.


Disadvantages

Disadvantages

1. Not all independent loan companies can provide you with up to $1,500 on your first loan.
2. This offer is not available to residents in the states of Georgia, Massachusetts, North Dakota, Nevada, Ohio, and West Virginia.
 

Holidaycashquick.com
Apply : Holidaycashquick.com
BrokerDependent on lenderUp to $1,500Dependent on lenderYour next paydayView

States

Available in all states

View

Terms

You must be at least 18 years old, have a regular source of income and have an active bank account.

View

Suitable

Emergency cash needs

NoApply : Holidaycashquick.com
HolidayCashQuick.com will try and match you with a bad credit loans lender most likely to provide you with the cash that you need. Apply online and you can receive up to $1,500 in as little as one hour. You can receive instant approval and you can still apply even if you have bad credit.
DETAIL INFORMATION >>
Services

Services

1. Matches you with a suitable payday loan lender.


Restrictions

Restrictions

1. You must be at least 18 years of age
2. Have a job (or other regular source of income)
3. You must have an active open bank account


Advantages

Advantages

1. Instant approval
2. Bad credit OK.
3. Low fees.
4. Simple to apply.


Disadvantages

Disadvantages

1. Payday loans are not suitable for long term financial problems.

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