Bad Credit Loans

Below you will see a variety of lenders that offer bad credit loans. Take your time and compare the offers to get the best rate. Bad credit loans are offered to all types of borrowers, including those who have a bad credit history to their name.

You MUST apply through this website to guarantee and rate or fee listed.

So, even if your bank has turned down your application for credit you are likely to find a bad credit loan lender who will accept your application for a loan. Note that state laws regarding your loan terms may govern your loan agreement.

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COMPANYTYPEAPRLOAN AMOUNTMIN TERMMAX TERMTERMSSUITABLESECURED LOANSMORE INFO
First Choice Capital Resources
BrokerDependent on lenderUp to $2,5001 Month36 MonthsSee terms and conditionsIf you have bad or no creditNoApply for First Choice Capital Resources
First Choice Capital Resources (FCCR) is dedicated to finding the right lender to fit your personal needs. They provide a fast, secure, and private way to borrow the Cash you need! Get up to $2,500 to use however you like-- Bankruptcy and poor credit is NOT an issue-- Quick and Easy online Approval-- Great repayment terms up to 36 months.
DETAIL INFORMATION >>
Services

Services

Instant online application acceptance


Restrictions

Restrictions

See individual lenders terms and conditions


Advantages

Advantages

1. Pay off bills.
2. Take a vacation.
3. Make home improvements.
4. Use the money in any manner you like.
5. Bankruptcy - no problem
6. Flexible payment terms
7. Past credit problems OK.


Disadvantages

Disadvantages

1. You have to apply to obtain the fees and charges

100DayLoans
BrokerVaries$250 to $2,5008 days100 daysYou must be at least 18 years old.Emergency cash needsNoApply for 100DayLoans
100DayLoans can approve you and provide you with a cash loan in as fast as one hour no matter what your credit score is. They search over 122 credit loan providers to find a loan best suited to your needs and requirements. As long as you meet the minimum requirements you can apply online and receive approval instantly.
DETAIL INFORMATION >>
Services

Services

1. Some lenders can set-up an extended payment plan but this usually involves additional interest and fees.
2. Most lenders will send an email 1-2 days prior to your due date reminding you when your payment is due.
3. Some of the lenders can wire cash directly to your bank account within ONE hour.


Restrictions

Restrictions

You must be at least 18 years old.


Advantages

Advantages

1. Cash in as little as 1 hour.
2. Secure Application.
3. No Faxing of Documents.
4. Flexible Payments and the Highest Amounts.


Disadvantages

Disadvantages

1. Typical fees range from $15 to $30 on every $100 borrowed.
2. 100DayLoans.com does not guarantee that it will be able to place you with a lender in its direct network or that your loan application will be approved by any lender.

SafeOnlineCash
BrokerDependent on lenderUp to $1000Next paydayRenewed every pay periodYou must be 18 years of age or older, a U.S. citizen and make at least $800 per month.Emergency cash needsNoApply for SafeOnlineCash
SafeOnlineCash.com provide you with cash quickly when you need it most. You can apply online by filling out a 2-minute form and you could receive up to $1,000 with a participating lender. As soon as you are approved your cash will be deposit straight into your bank account that evening by a participating lender.
DETAIL INFORMATION >>
Services

Services

1. Lenders will generally provide extensions.


Restrictions

Restrictions

1. Currently have a job (or receive regular income)
2. Make at least $800 per month
3. Are 18 years of age or older and a U.S. citizen
4. Have a checking account
5. Other requirements may apply


Advantages

Advantages

1. 2 minute online application form.
2. Generally online customers are automatically renewed every pay period. Just let your lender know when you are ready to pay in full, and your loan plus fees will be deducted from your bank account by the lender.
3. Once approved, your cash is usually deposited in your bank account that evening by a participating lender.


Disadvantages

Disadvantages

1. How much you qualify for depends on a number of factors including your lender, income and employment.
2. The cost of your cash advance loan is dependant on many factors, such as the lender and how you manage your financial obligations

Discount Advances
Lender456.25% - 912.50%$100 - $1,50014 days31 daysYou must be at least 18 years old, have an active checking account, and make a minimum of $1000 a month.Short term cash advancesNoApply for Discount Advances
DiscountAdvances.com can cover your emergency bills for you when you need fast cash most. You can get instant approval for up to $1,500 and the cash deposited directly into your account over night. Bad Credit applicants are accepted.
DETAIL INFORMATION >>
Services

Services

1. Fees are based on a minimum 14 day loan term, with no penalty for early payoffs.


Restrictions

Restrictions

1. You must be at least 18 years old.
2. You must have a valid checking account that has been active for at least 90 days.
3. You must make a minimum of $1,000 a month.
4. You must be reachable by phone and verify your place of employment.


Advantages

Advantages

1. Instant approval for up to $1500
2. Bad Credit Accepted
3. Cash deposited directly into your account overnight


Disadvantages

Disadvantages

1. Online payday loans are based on a minimum 14 day loan term, regardless of early loan payoff
2. It is a high APR rate and should not be used as a solution for long term financial problem

We Will Give Cash
BrokerDependent on lenderUp to $1,500Ask on applicationAsk on applicationYou must be at least 18 years old, have a regular source of income and have an active bank account.Emergency cash for people with bad credit.NoApply for We Will Give Cash
WeWillGiveCash.com identifies lenders that can provide you with a short term cash loan. You can complete the application online and a lender will be in contact with you to complete the application process.
DETAIL INFORMATION >>
Services

Services

1. Get cash in as little as one hour.
2. Receive results in minutes.


Restrictions

Restrictions

1. You must be at least 18 years of age
2. Have a job (or other regular source of income)
3. You must have an active open bank account


Advantages

Advantages

1. Easy 5 Minute Application
2. Get Cash in as Little as 1 Hour
3. Results in Minutes
4. Direct Deposit Not Required
5. Bad credit is not a problem.


Disadvantages

Disadvantages

1. Payday loans are not a long term financial solution.

iCreditCentral
BrokerDependent on lender$100 - $1,500Dependent on lenderDependent on lenderYou must be a U.S. resident over the age of 18 and have established credit. Employment or other steady income is required.Bad credit personal loansNoApply for iCreditCentral
iCreditCentral provides you with a free connection with a lender for your individual needs. This service is designed to match you with a lender that best suits your credit profile. They can help you even if you have no established credit, bad credit problems or if you are rebuilding your credit after a bankruptcy. They help to locate lenders to best fit your credit needs
DETAIL INFORMATION >>
Services

Services

Unsecured personal loans


Restrictions

Restrictions

1. You must be over the age of 18 years old.
2. You must have established credit.
3. You must be employed or have another steady income.


Advantages

Advantages

1. Fixed interest rate options
2. Flexible payment terms
3. Select your own payment due date
4. Quick approval
5. Bad credit accepted.
6. Fast, safe and secure
7. Confidential way to get the cash you need
8. Funds deposit directly into your bank account.


Disadvantages

Disadvantages

1. You have to apply to obtain all fees and charges.

FastFaxlessLoans
BrokerDependent on lenderUp to $1,500Variety of ways for you to pay back the loanVariety of ways for you to pay back the loanYou must be at least 18 years old and have an incomeEmergency cash needsNoApply for FastFaxlessLoans
FastFaxlessLoans.com is a financial matching service that matches prospective lenders with borrowers. You can borrow up to $1,500; all you need is a valid address, a phone number, a bank account and proof of income.
DETAIL INFORMATION >>
Services

Services

No faxes required.


Restrictions

Restrictions

You are required to have an income of some kind. That can be from a full-time or part-time job or from monthly government benefits such as security security, a pension or disability payments.


Advantages

Advantages

1. Easy qualification.
2. No faxes required.
3. Top response time.
4. No waiting.
5. No credit check.
6. No upfront fees.


Disadvantages

Disadvantages

1. Lenders may perform a Teletrack, DP Bureau, or Accurint review

Holidaycashquick.com
BrokerDependent on lenderUp to $1,500Dependent on lenderYour next paydayYou must be at least 18 years old, have a regular source of income and have an active bank account.Emergency cash needsNoApply for Holidaycashquick.com
HolidayCashQuick.com will try and match you with a lender most likely to provide you with the cash that you need. Apply online and you can receive up to $1,500 in as little as one hour. You can receive instant approval and you can still apply even if you have bad credit.
DETAIL INFORMATION >>
Services

Services

1. Matches you with a suitable payday loan lender.


Restrictions

Restrictions

1. You must be at least 18 years of age
2. Have a job (or other regular source of income)
3. You must have an active open bank account


Advantages

Advantages

1. Instant approval
2. Bad credit OK.
3. Low fees.
4. Simple to apply.


Disadvantages

Disadvantages

1. Payday loans are not suitable for long term financial problems.