Auto Loans

Whether you need a loan to buy a car or you want to refinance your current auto loan you can find a auto loan in the table below. Which Way To Pay compare different companies which provide a variety of loans which can help you out whether you want to buy a car or if you are having trouble paying the debts on your current auto loan. We also provide title loans which can help you if you need a short term cash solution. With a title loan you can borrow money and use your car as security for the loan. You must own the car outright and the amount you are able to borrow will be based upon your car's value. Make sure you weigh up the pros and cons of different auto loans to find the one best suited to you and that you understand the risks involved.

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COMPANYTYPE

TYPE

Lender / Broker

APR

APR

The term annual percentage rate describes the interest rate for a whole year (annualized), rather than just a monthly fee/rate

LOAN AMOUNT

LOAN AMOUNT

Amount you can borrow

MIN TERM

MIN TERM

Minimum borrowing period

MAX TERM

MAX TERM

Maximum borrowing period

TERMS

TERMS

Terms and conditions of loan

SUITABLE

SUITABLE

Applicants the loan is suitable for

RESTRICTIONS

RESTRICTIONS

Restrictions regarding potential borrowers

SECURED LOAN

SECURED LOAN

Loans secured with an asset

UNSECURED LOAN

UNSECURED LOAN

Loans which are not secured with an asset

MORE INFO

LoanMart Car Title Loans
LoanMart Car Title Loans

BrokerVariesUp to $50,000VariesVariesTerms

Terms

When they make a loan offer to you, they will disclose to you any additional fees associated with the loan at that time. However, those costs will be included in your loan amount, so you won’t have to pay anything until that time.

Suitable For

Suitable

People with bad credit.

Restrictions

Restrictions

Loan amounts are determined using qualifying factors that include your qualifying vehicle's equity value, your ability to make regular monthly payments on time, state legislation, as well as other factors.

YesNoLoanMart Car Title Loans
Get up to $50,000 from Loan Mart Car Title Loans when you apply for free online, over the phone or live chat 7 days a week. Loan Mart Car Title Loans will verify your qualifying information with a hassle free experience and you will typically receive your funds in as little as one business day. If you have bad credit you can still apply for a Car Title Loan. DETAIL INFORMATION >>Services

Services

You can apply for free online,over the phone, or by live chat 7 days a week.


Advantages

Advantages

1. Apply Online,By Phone, or Live Chat 

2. Verify your Qualifying Information 
3. Sign Your Loan Agreement 
4. Receive Your Funds!


Disadvantages

Disadvantages

1. The website does not have much information regarding fees or APR.

2. You need to apply to obtain additional information or speak with an agent.

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Compare Auto Loans and Car Refinance Services

If you are looking for an auto loan or car refinance then here are some helpful tips!

What is an auto loan?

Auto loans are available to first time buyers, people with lower pay levels and those who may find it difficult to purchase a car straight out. Even if you have previously had your car repossessed or have been bankrupt you should be able to find an auto loan to help you but the new car your dream of. You may be considering car refinance. This process could save you money on your loan and the process is very simple and can be arranged in a few days so you could have the car you want as soon as possible.

If you looking to for auto refinance then make sure you use a free service as they are out there and it is unnecessary to pay for the service. There are numerous auto loan services in the US. Compare different companies online to see who can get you the best deal. Take your time as all of the auto loan and car refinance companies are in competition with each other and want your business. It makes good financial sense to take the time to research the market and compare what is available.

Are there many restrictions with auto loans and car refinance?

Restrictions on auto loans and car refinance will generally depend on what sort of loan you are applying for. However, it is likely that to be eligible for auto loan and car refinance you will need to be a United States resident and have a regular monthly income. Most companies would also prefer you to have no past bankruptcies or repossessions within the last year but there are exceptions to this rule. However, even with a bad credit rating you will be able to find a loan that suits you. The exceptions are likely to be companies which are used to working to people with bad credit but be aware that the interest rates on auto loans or car refinance with these companies is likely to be more expensive than average.

What is an Auto Equity Loan?

An auto equity loan is a loan which you can get by releasing the equity from your car. Essentially you are borrowing against the value of your car. It is a secured loan and the process is not dissimilar to a home equity loan or mortgage. You can usually borrow up to around $10,000 based on the value of your vehicle. The car title documents must be provided as collateral for the security of the loan. You will keep your car while you borrow and when the loan is paid back the title of your car will be returned to you.

Avoid Auto Loan Risks

Compare different companies and find the auto loan or car refinance company which is best for you and your finances. It is really important to read all terms and conditions thoroughly before making any decision regarding auto loans or car refinancing. There can often be hidden charges and fees which need to be taken into account. Make sure the auto loan company is reputable by reading reviews and doing a little research. If you have any questions don’t be afraid to ask them before making an application.

Auto Loans - Latest News News and Charts

HelpingLoans Auto Loan

15 June 2012 11:00am
Which Way to Pay

A new product added for you to compare! HelpingLoans offer a new type of consumer-friendly loan that is meant to help consumers manage their finances through loan products that have regular monthly payments, standard interest rates that never change and rates that are 40-300% lower than the competition.

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How to Choose an Auto Loan

26 January 2012
Which Way to Pay

Many Americans are not able to pay for their car straightaway and if you want some help financing your vehicle then you should consider an auto loan.

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Buying a Car? Get a Reasonable Financing Offer!

30 March 2011
Which Way To Pay

Buying a car or other large vehicle is, for most people, the second biggest purchase of their lives (second to their home). Finding the right financing to pay for the automobile is therefore critically important.

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Compare Car Insurance On Our Site

06 January 2011
Which Way To Pay

According to a number of surveys taken in 2010, American cars were scored higher than imported cars, breaking the sentiment of dissatisfaction that has hovered above our own car makers for the last few years, phew!

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Need Help Paying for your Car?

26 April 2010
Which Way to Pay

For millions of Americans, buying a car is the second most important purchase of their life. After buying a home, a car is a big step for most people – so finding the right payment plan is important too.

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