Auto Insurance

Which Way to Pay USA compares different insurance companies to help you work out who can offer you the best deal. There are different levels of auto insurance ranging from basic to fully comprehensive.

Insurance Information

You MUST apply through this site to guarantee any rate, spread, fee or margin listed

The prices vary for different vehicles and the vital statistics of the driver so read through the details of each company to find out who can benefit you the most.

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COMPANYPOLICYCOSTEXCESSCOVERUNDERWRITERMETHODSPAY MONTHLYVEHICLEDRIVERMORE INFO
AARP
AARP		AAPR Auto InsuranceFrom $91 per month$250Type

Cover Type

Comprehensive and Collision


Level

Cover Level

Variable


Detail

Cover Detail

Apply online for details

Southern County Mutual Insurance CompanyOnline telYesUp to 4 VehiclesUp to 5 DriversAARP
This is an offer for those aged fifty or older. Switch to the AARP® Auto Insurance Program from The Hartford, and you can save up to $364 on your policy. The Hartford has been providing high quality, affordable auto insurance for over 200 years. It is possible to make a significant saving on Auto Insurance with AARP®. If You Are 50 or Older, there are potential savings of over $364.
DETAIL INFORMATION >>		Services

Services

See website for details


Restrictions

Restrictions

You must be over 50 to apply


Advantages

Advantages

1.Enjoy Huge Savings on Auto Insurance with AARP® and The Hartford
2.If You Are 50 or Older, You Can Save Up to $364*
3.Get a Free Online Quote Today!
4.Savings amounts are based on information from The Hartford's AARP Auto Insurance Program customers who became new auto insurance policyholders between 7/1/08 and 6/30/09 and provided data regarding their savings. Your savings may vary.


Disadvantages

Disadvantages

1.You must be over 50 to apply
2.Online application necessary for more details

21st Century Insurance
21st Century Insurance		Auto InsuranceObtain a quote onlineVariesType

Cover Type

Comprehensive and Collision Available


Level

Cover Level

Comp, Collision, Security Advantages, Extended Transportation


Detail

Cover Detail

Comprehensive
Comprehensive coverage provides protection for an insured auto for covered losses not caused by a collision. It includes covered loss caused by windstorm, fire, theft, hail, flood or vandalism. It is usually required if you have an auto lease or loan.
 
Collision.
Collision coverage is usually required if you have an auto loan or lease. It typically covers an insured auto for damage caused by collision with another object or from the auto being over turned.
 
Security Advantages.
Provides 24 hour roadside assistance, identity theft restoration service and emergency travel/medical assistance at no additional cost.
 
Extended Transportation.
If your vehicle is temporarily disabled for more than a day due to a covered auto accident, this coverage pays $30 per day for up to 30 days or a maximum of $900 towards the cost of a replacement vehicle.

See company listingsOnline, Call BackYesPost 1981 VINs.Over the age of 16 years old21st Century Insurance
21st Century auto insurance claim to be focused on being the kind of forward-thinking insurance organization you need today, in the 21st century. They are dedicated to providing you with superior coverage and service, while saving you money on your auto insurance.
DETAIL INFORMATION >>		Services

Services

1. View and make changes to your policy
2. Pay your premium
3. Request forms
4. Print important policy documents
5. Get claims information


Restrictions

Restrictions

See website for details


Advantages

Advantages

1. A quick and easy tool for selecting a policy that's just right, just for you.
2. Learn how to get the best out of your insurance & protect your car.
3. 24 hour emergency roadside assistance.
4. Identity Theft Restoration Service.
5. Emergency Travel and Medical Assistance.


Disadvantages

Disadvantages

1. You have to apply to obtain fees and charges.

US Insurance Online
US Insurance Online		Auto InsuranceReceive quote in 48 hoursFrom $50 p.aType

Cover Type

Auto, Commercial, GAP, SR22


Level

Cover Level

Dependent on provider


Detail

Cover Detail

Dependent on provider

Dependent on providerOnlineYesAll vehiclesOver the age of 16 years oldUS Insurance Online
USInsuranceOnline.com provides a free tool for you that will allow you to get multiple auto insurance quotes tailored to you within minutes of filling out a simple online short form. This will allow you to compare your unique auto insurance quotes and find the best price to suit your needs.
DETAIL INFORMATION >>		Services

Services

1. Auto Insurance.
2. Temporary Insurance.
3. SR22 Insurance.
4. Commercial Auto.
5. Gap Insurance.


Restrictions

Restrictions

See individual website for terms and conditions


Advantages

Advantages

1. All you need to do is complete a short online form.
2. Free service.
3. There are many options to consider such as rental coverage, deductible, and whether you're covered if you're at fault


Disadvantages

Disadvantages

1. You have to apply to obtain fees and deductible.

Kanetix.com
Kanetix.com		Kanetix.comCompare onlineVariesType

Cover Type

Comprehensive/Third Party Fire and Theft


Level

Cover Level

Standard


Detail

Cover Detail

Ask on application

Dependent on providerOnlineYesAll vehiclesYou must be over the age of 16 years oldKanetix.com
Enter your information on the Kanetix.com website and they will help you find your cheapest and best auto insurance quote in no time at all. Many carriers even allow you the convenience of buying your auto insurance coverage online, saving you even more time.
DETAIL INFORMATION >>		Services

Services

1. Simply enter the ZIP code where your vehicle is parked to begin the process
2. Complete the brief online interview and verify your information
3. Compare multiple auto insurance quotes to find cheaper rates


Restrictions

Restrictions

See individual website for details


Advantages

Advantages

1. Get car insurance from competing insurers and save.
2. There is no cost or obligation to the process.
3. You can use the free service as many times as you wish.


Disadvantages

Disadvantages

1. There is limited information on the website regarding individual policies.
2. You have to apply to obtain all fees and deductible charges
3. It is important to carefully compare each insurer's rates, features, coverage and other pertinent information to get exactly the right coverage for you - make sure that the low cost car insurance you seek also provides adequate protection in the event of a serious incident.

CARCHEX
CARCHEX		SmartAutoWarrantyApply OnlineVariableType

Cover Type

Basic - Fully Comprehensive


Level

Cover Level

Variable


Detail

Cover Detail

See website for details

See website for detailsOnline, telYesSee website for detailsYou must be over the age of 16 years oldCARCHEX
CARCHEX Smart Warranty consistently research the market to find the best extended warranty products at the most competitive prices. They then use their proprietary technology to provide you with instant quotes based on your specific needs. They also offer the only customizable extended warranty plan so you don’t pay for coverage you know you do not need. The idea behind this service is to give a better quote than the one which you will be offered by a car dealer.
DETAIL INFORMATION >>		Services

Services

At CARCHEX SmartAutoWarranty.com they research for the best possible extended warranty coverage at the most reasonable price. They start with the Powertrain coverage, which includes the 3 major systems of an automobile (engine, transmission and drive axle) ; all the way to Premier coverage which should be even "better" than your original new car warranty. They also have the exclusive ability to create a customized coverage "Just For You". Their consultants will review your automobile's specific needs - system by system - to determine your exact coverage needs, and then quote you a policy based upon your individual needs.


Restrictions

Restrictions

1.You must be over sixteen years old to apply
2.Does not include CA, KY, WA and FL


Advantages

Advantages

1.Save thousands on costly repairs
2.0% interest-free financing 
3.You choose the repair location
4.24 hour roadside assistance, rental benefits, extended towing benefits
5.We pay the repair bills, not you


Disadvantages

Disadvantages

1.You must apply online to receive a quote.
2.Does not include CA, KY, WA and FL

GEICO
GEICO		GEICO Auto InsuranceObtain a quote online$500 is a popular choiceType

Cover Type

Comprehensive


Level

Cover Level

Standard


Detail

Cover Detail

Bodily injury liability coverage – pays for bodily injury or death resulting from an accident for which you are at fault and provides you with a legal defense.

Property damage liability coverage – provides you with protection if your car accidentally damages another person's property. It also provides you with a legal defense.

Medical payments, no-fault or personal injury coverage – usually pays for the medical expenses of the driver and passengers in your car incurred as a result of a covered accident regardless of fault.

Uninsured motorist coverage – pays for your injuries and, in some circumstances, certain property damage caused by an uninsured or a hit-and-run driver. In some cases, underinsured motorist coverage is also included. This is for cases in which the at-fault driver has insufficient insurance.

Comprehensive physical damage coverage – pays for damage to your car from theft, vandalism, flood, fire, and other covered perils.

Collision coverage – pays for damage to your car when it hits or is hit by another object.

Ask on applicationOnline, TelYesPersonal autoYou must be over the age of 16 years oldGEICO
Your GEICO policy is actually a package of seven primary auto insurance coverage’s, each with its own separate premium amount. Your payment is the total of these separate amounts added together for each car listed on your policy. Apply online and get a free quote.
DETAIL INFORMATION >>		Services

Services

You can adjust your quote amount by changing the coverage limits and deductible amounts


Restrictions

Restrictions

Ask on application


Advantages

Advantages

1. Manage your policy and payments online 24/7
2. Fast, free, and accurate quote
3. Purchase immediately and start enjoying GEICO's top-notch coverage
4. Policyholders like their service: consumers consider them among the top five best car insurance companies in customer satisfaction.
5. They settle claims quickly and fairly.


Disadvantages

Disadvantages

1. You have to apply to obtain a quote
2. Terms and conditions apply to all policies

Online Insurance Advisor
Online Insurance Advisor		Dependent on providerDependent on providerVariesType

Cover Type

Auto


Level

Cover Level

Standard


Detail

Cover Detail

Auto insurance can help protect you, your family and your car. Auto insurance can help you restore your assets if they're lost or damaged.

Dependent on providerOnlineYesSee website for detailsSee website for detailsOnline Insurance Advisor
Online Insurance Advisor is an independent resource specializing in the provision of insurance and financial products. They offer a full and appropriate product range that starts with students and continues to retirement.
DETAIL INFORMATION >>		Services

Services

1. Shop and Compare Insurance Quotes for Free.
2. Get A Quote In 10 Minutes


Restrictions

Restrictions

See website for terms and conditions


Advantages

Advantages

1. Safeguard your investment in your car
2. Pay for medical expenses in case of an accident
3. Provide financial protection from lawsuits
4. Cover losses caused by uninsured or underinsured drivers
5. Pay for damage due to theft, vandalism or natural disasters
6. Auto insurance coverage helps you to meet whatever might be coming down the road with a greater peace of mind.


Disadvantages

Disadvantages

1. The website has limited information on it.
2. You can not obtain fees and the deductible until you have applied

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